Schenectady County and Rotterdam Town property record for 647 Lorraine Ave, Schenectady, NY 12303
| Details | 3 bd · 2.5 ba · 1,128 sqft · built 1965 |
|---|---|
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Jan 2025) |
| Tax Bill | $5,497 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.5-9-3 |
| Primary APN | 422800 59.5-9-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 647 LORRAINE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3826 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R-1 |
| Legal Description | R,PT HOMEFIELDS #1 - 206,207 3.-218-21 |
| Legal Subdivision | HOMEFIELDS |
| Legal Block | 9 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 33300 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65 KELLAR AVE, SCHENECTADY, NY 12306-1124 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 22, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on Record |
| Deed Sale | Jan 22, 2025 · Amount on Record |
| Deed Document Number | 20251656 |
| Last Transfer Date | Apr 8, 2026 |
| Transfer Doc | 0000008543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 15, 2026 |
| Property Address | 647 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Document Number | 0000008543 |
| Book / Page | 2170 / 400 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20268543 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 22, 2025 |
| Property Address | 647 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Document Number | 0000001656 |
| Instrument Date | Dec 31, 2024 |
| Instrument | 202501656 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1266 PRINCETOWN RD, SCHENECTADY, NY 12306-9779 |
| Name | Verified Name |
|---|---|
| Address | 65 KELLAR AVE, SCHENECTADY, NY 12306-1124 |
| Document Number | 0000001657 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 202501657 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,497.00 | $150,000 (-) Land $7,200 Building $142,800 | $230,800 (+16.92%) Land $11,078 Building $219,722 |
| 2023 | $150,000 Land $7,200 Building $142,800 | $197,400 Land $9,475 Building $187,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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