Schenectady County and Rotterdam Town property record for 642 Lorraine Ave, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1957 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Feb 2013) |
| Tax Bill | $4,764 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage May 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.5-9-35 |
| Primary APN | 422800 59.5-9-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 642 LORRAINE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G2 HOMEFIELDS #1-265-267 PT2 3.-220-7 |
| Legal Block | 9 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 33300 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.5-9-35
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19207 BEECHER COMMONS DR, HUNTERSVILLE, NC 28078-0205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| May 21, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Sep 30, 2025 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2013 · Amount on Record |
| Deed Sale | Feb 19, 2013 · Amount on Record |
| Deed Document Number | 20138120 |
| Deed Book / Page | 1870 / 471 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 642 LORRAINE AVE, SCHENECTADY, NY 12303-3827 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 642 LORRAINE AVE, SCHENECTADY, NY 12303-3827 |
| Document Number | 0000068469 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 5280/665 |
| Instrument | 202268469 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Nov 07, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 642 LORRAINE AVE, SCHENECTADY, NY 12303-3827 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000030247 |
|---|---|
| Date | May 21, 2024 |
| Book Page | 5375/430 |
| Instrument | 202430247 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 30, 2025 |
| Property Address | 642 LORRAINE AVE, SCHENECTADY, NY 12303-3827 |
| Document Number | 0000023445 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 202523445 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 642 LORRAINE AVE, SCHENECTADY, NY 12303-3827 |
| Name | Verified Name |
|---|---|
| Address | 19207 BEECHER COMMONS DR, HUNTERSVILLE, NC 28078-0205 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 | $130,000 (-) Land $8,500 Building $121,500 | $200,000 (+16.89%) Land $13,077 Building $186,923 |
| 2023 | $130,000 Land $8,500 Building $121,500 | $171,100 Land $11,187 Building $159,913 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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