624 Lorraine Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 624 Lorraine Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,708 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 59.5-9-31.1`

Property Details

APN / Parcel Number

Primary APN	`422800 59.5-9-31.1`
Alternative APN	`280005900500090310010000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	796 sqft
2nd Floor Area	912 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	260 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	624 LORRAINE AVE
City	SCHENECTADY
State	NY
Zip	12303-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,2NDFL ADD HOMEFIELDS #1-248-252+(R) 3.-220-1.A+1A-46-4+5
Legal Block	9
Legal Lot Number	31.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1015
Census Tract	33300

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.5-9-31.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	624 LORRAINE AVE, SCHENECTADY, NY 12303-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	624 LORRAINE AVE, SCHENECTADY, NY 12303-3827
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SINGLESOURCE PROPERTY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014360
Date	Apr 02, 2019
Book Page	4903/127
Instrument	201914360

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	SCHENECTADY, NY 12303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,680.00	$155,000 (-) Land $17,800 Building $137,200	$238,500 (+16.97%) Land $27,389 Building $211,111
2023		$155,000 Land $17,800 Building $137,200	$203,900 Land $23,416 Building $180,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 456 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROTTERDAM WD #5 serves 28,000 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.