Schenectady County and Rotterdam Town property record for 633 Lorraine Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,013 sqft · built 1938 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jun 2025) |
| Tax Bill | $4,346 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Jan 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.5-9-9.1 |
| Primary APN | 422800 59.5-9-9.1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,013 sqft Living Area |
| 1st Floor Area | 675 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 160 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 633 LORRAINE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | HOMEFIELD |
| Legal Block | 9 |
| Legal Lot Number | 9.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 33300 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 AHL AVE, ALBANY, NY 12205-2861 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 6, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY RESOURCE FCU |
| Jan 30, 2026 | Warranty Deed, Transfer GRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC |
| Jun 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Apr 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY RESOURCE FCU |
| Jun 4, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Jun 4, 2018 · Amount on Record |
| Deed Document Number | 202515538 |
| Deed Book / Page | 2151 / 982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 633 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 633 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Document Number | 0000005320 |
|---|---|
| Date | Mar 6, 2025 |
| Instrument | 202505320 |
| Name | COMMUNITY RESOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 5, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 30, 2026 |
| Property Address | 633 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Document Number | 0000002227 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 202602227 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | GRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 633 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 AHL AVE TRLR 2, 2, COLONIE, NY 12205-2862 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 20, 2025 |
| Property Address | 633 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Document Number | 0000015538 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 202515538 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | GRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 633 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 AHL AVE, COLONIE, NY 12205-2861 |
| Document Number | 0000015539 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 202515539 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 633 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012833 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 4984/939 |
| Instrument | 202012833 |
| Name | COMMUNITY RESOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 5, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 4, 2018 |
| Property Address | 633 LORRAINE AVE, SCHENECTADY, NY 12303-3826 |
| Document Number | 0000023958 |
| Book / Page | 001988 / 000546 |
| Instrument Date | May 23, 2018 |
| Instrument | 23958 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 FIFTH ST SCHENECTADY NY 123064144, SCHENECTADY, NY 12306-4144 |
| Document Number | 23959 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 004841/000413 |
| Instrument | 23959 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2048 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,346.00 | $118,600 (-) Land $11,500 Building $107,100 | $182,500 (+16.91%) Land $17,696 Building $164,804 |
| 2023 | $118,600 Land $11,500 Building $107,100 | $156,100 Land $15,136 Building $140,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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