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644 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 644 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,819 sqft Heated Area
Lot Size8,638 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2020)
Tax Bill$4,652.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0570

Interior

Full Baths2 Baths
Building Area1,819 sqft Heated Area
Gross Area2,692 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,638 sqft (0.198 acres)
Driveway1 Driveway
Driveway Area36 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address644 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 57 OR 2036/317 OR 2330/1380-DC-AL OR 2458/548
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number57
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3008
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0570

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2020 · Amount on Record
Deed SaleJul 14, 2020 · Amount on Record
Prior SaleNov 25, 2014 · Amount on Record
Deed Doc Number2020026626
Deed Book / Page2458 / 548
Record RefreshedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 14, 2020
Property Address644 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0024580548
Book / Page002458 / 000548
Instrument DateJul 10, 2020
Instrument26626
Transaction TypeTransfer
Record UpdatedAug 07, 2020
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

AmountAmount Recorded
Tax$2,100.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address644 ELK RIVER DR ORMOND BEACH FL 321741512, ORMOND BEACH, FL 32174-1512

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,652.00 (-23.71%) Homeowner's exemption$371,297 (+5.99%)$408,896 (-0.09%) Land $82,000 Building $326,896
2023$6,098.00 (+5.57%) Homeowner's exemption$350,323 (+3%)$409,278 (+2.57%) Land $82,000 Building $327,278
2022$5,776.00 Homeowner's exemption$340,119$399,012 Land $82,000 Building $317,012

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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