Comal County property record for 646 Winding River Ln, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 1,498 sqft · built 2021 |
| Lot Size | 0.632 acres (27,547 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,339 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0790-0125-00 |
| Primary APN | 45-0790-0125-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,498 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 27,547 sqft (0.632 acres) |
| Lot Dimensions | 258 ft deep x 107 ft wide |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 50905 |
|---|---|
| Old Parcel Number | 450790012500 |
| Street Address | 646 WINDING RIVER LN |
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-6544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERMONT 1, BLOCK 2, LOT 14 |
| Legal Subdivision | RIVERMONT 1 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 310702 |
Source: Comal County records · APN 45-0790-0125-00
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 WINDING RIVER LN, SPRING BRANCH, TX 78070-6544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES INC |
| Jul 02, 2019 | Vendor's Lien, Transfer SECURITY STATE BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2019 |
| Deed Sale | Jul 02, 2019 |
| Deed Document Number | 201906022802 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 646 WINDING RIVER LN, SPRING BRANCH, TX 78070-6544 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ATC SPRING BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0006025126 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 202106025126 |
| Name | MORTGAGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FLOWER MOUND, TX 75028 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Jul 02, 2019 |
| Property Address | 646 WINDING RIVER LN, SPRING BRANCH, TX 78070-6544 |
| Document Number | 0006022802 |
| Map Reference | VOL 5 PG 4-6 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 201906022802 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | STC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25675 OVERLOOK PKWY APT 201, 201, SAN ANTONIO, TX 78260-2540 |
| Document Number | 0006022817 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 201906022817 |
| Name | SECURITY STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394,620 (-1.93%) Land $75,530 Building $319,090 | $394,620 (-1.93%) Land $75,530 Building $319,090 | |
| 2024 | $3,339.00 (-6.71%) | ||
| 2023 | $402,390 Land $94,040 Building $308,350 | $402,390 Land $94,040 Building $308,350 | |
| 2022 | $3,579.00 |
Source: FEMA National Flood Hazard Layer, Comal County (48091C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480913107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 26 (1991–2026) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Jul 2026 · Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 50% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 38 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Guadalupe Valley Telephone Cooperative Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures