646 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 646 Stone Rd, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,194 sqft · built 1964
Lot Size	0.503 acres (21,899 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Aug 2019)
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-010406`

Property Details

APN / Parcel Number

Primary APN	`03-010406`
Alternative APNs	`3010406` `010406`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,194 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,899 sqft (0.503 acres)
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	010406
Street Address	646 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT - 21899 SQ FT 646 STONE RD NW OF MT PLEASANT
Legal Subdivision	PLEASANT
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2014
Census Tract	503000

Owner

Source: Carroll County records · APN 03-010406

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 STONE RD, WESTMINSTER, MD 21158-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Deed Book / Page	9386 / 379
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 26, 2019
Property Address	646 STONE RD, WESTMINSTER, MD 21158-2811
Document Number	0093860379
Book / Page	009386 / 000379
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	646 STONE RD WESTMINSTER MD 211582811, WESTMINSTER, MD 21158-2811

Mortgage

Document Number	93860388
Date	Aug 26, 2019
Book Page	009386/000388

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,333 (+9.8%)	$320,600 (-0.06%) Land $110,100 Building $210,500
2025	$3,159.00 (+5.37%) Homeowner's exemption
2023	$2,998.00	$265,333	$320,800 Land $85,100 Building $235,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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