Carroll County property record for 638 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1956 |
| Lot Size | 2.87 acres (125,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,000 (Dec 1986) |
| Tax Bill | $2,789 (2026) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-013499 |
| Primary APN | 03-013499 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 125,017 sqft (2.87 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Deck Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 013499 |
|---|---|
| Street Address | 638 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 2.87 ACS N/S STONE RD W OF MT PLEASANT |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 503000 |
638 Stone Rd is owned and occupied by two individuals who bought it in December 1986.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 STONE RD, WESTMINSTER, MD 21158-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 1986 · Amount on File |
| Deed Sale | Dec 23, 1986 · Amount on File |
| Deed Book / Page | 990 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 638 STONE RD, WESTMINSTER, MD 21158-2811 |
| Document Number | 0088520136 |
| Book / Page | 008852 / 000136 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 638 STONE RD WESTMINSTER MD 211582811, WESTMINSTER, MD 21158-2811 |
| Document Number | 0088520136 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 008852/000136 |
| Name | NWSB BANK |
|---|---|
| Address | 16 LINCOLN SQ, GETTYSBURG, PA 17325-2205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 638 Stone Rd was $2,789 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,789.00 (+5.01%) Homeowner's exemption | $289,700 | $340,300 Land $168,700 Building $171,600 |
| 2025 | $2,656.00 Homeowner's exemption | ||
| 2023 | $2,660.00 Homeowner's exemption | $235,400 | $264,400 Land $143,700 Building $120,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 638 Stone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 638 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures