628 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 628 Stone Rd, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1956
Square Footage	2,010 sqft Total Area
Lot Size	41,643 sqft (0.956 acres)
Garage	Basement, 690 sqft
Occupancy	Owner Occupied
Last Sale	$319,900 (2020)
Tax Bill	$3,486.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-025306`
Alternative APNs	`3025306` `025306`

Interior

Full Baths	2 Baths
Building Area	2,010 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	41,643 sqft (0.956 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Garage Area	690 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	300 sqft Shed
Deck Area	400 sqft Deck
Patio Area	96 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	025306
Street Address	628 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-2811
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 0.956 AC 628 STONE RD W OF MT PLEASANT
Jurisdiction	CARROLL MD
Minor Civil Division	3, MYERS
Census Blockgroup	2
Census Block	2014
Census Tract	503000

Owner

Source: Carroll County records · APN 03-025306

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 STONE RD, WESTMINSTER, MD 21158-2811
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Aug 26, 1993 · Amount on Record
Deed Book / Page	9853 / 190
Record Refreshed	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 16, 2020
Property Address	628 STONE RD, WESTMINSTER, MD 21158-2811
Document Number	0098530190
Book / Page	9853 / 190
Instrument Date	Sep 03, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	628 STONE RD, WESTMINSTER, MD 21158-2811

Mortgage

Document Number	0009853198
Date	Sep 16, 2020
Instrument	9853/198

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,467 (+27.28%)	$396,400 (+8.16%) Land $146,400 Building $250,000
2025	$3,486.00 (+4.31%) Homeowner's exemption
2023	$3,342.00	$295,767	$366,500 Land $121,400 Building $245,100

Flood & Wildfire

628 Stone Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.