Carroll County property record for 635 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,902 sqft · built 1978 |
| Lot Size | 1.08 acres (47,219 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,999 (Aug 2018) |
| Tax Bill | $5,285 (2026) |
| Deeds & Mortgages | Aug 2018 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-021216 |
| Primary APN | 07-021216 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,902 sqft Total Area |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,219 sqft (1.08 acres) |
| Garage Type | Attached |
| Deck Area | 432 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Gazebo | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021216 |
|---|---|
| Street Address | 635 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT- 1.0840 ACS 635 STONE RD W OF MT PLEASANT |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 507500 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 STONE RD, WESTMINSTER, MD 21158-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| Aug 8, 2018 | Grant Deed, Transfer · Conventional with PMI NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2018 · Amount on Record |
| Deed Sale | Aug 8, 2018 · Amount on Record |
| Prior Sale | Oct 3, 1989 · Amount on Record |
| Deed Book / Page | 9087 / 271 |
| Prior Transfer Date | Jan 30, 2016 |
| Prior Transfer Doc | 0082210031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 635 STONE RD, WESTMINSTER, MD 21158-2810 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0091040483 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 9104/0483 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Oct 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 635 STONE RD, WESTMINSTER, MD 21158-2810 |
| Document Number | 0095740168 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 635 STONE RD WESTMINSTER MD 211582810, WESTMINSTER, MD 21158-2810 |
| Document Number | 0095740168 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 009574/000168 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 8, 2018 |
| Property Address | 635 STONE RD, WESTMINSTER, MD 21158-2810 |
| Document Number | 0090870271 |
| Book / Page | 009087 / 000271 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 635 STONE RD WESTMINSTER MD 211582810, WESTMINSTER, MD 21158-2810 |
| Document Number | 90870278 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 009087/000278 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,285.00 (+4.06%) | $466,600 (+4.11%) Land $130,800 Building $335,800 | $466,600 (-) Land $130,800 Building $335,800 |
| 2025 | $5,079.00 (+9.3%) | $448,167 (+8.96%) | $466,600 (+13.45%) Land $130,800 Building $335,800 |
| 2023 | $4,647.00 | $411,300 Land $130,800 Building $280,500 | $411,300 Land $130,800 Building $280,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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