Allen County property record for 646 S Main St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,928 sqft · built 1926 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $61,000 (Jun 1994) |
| Tax Bill | $2,044 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1108-01-014.000 |
| Primary APN | 28-1108-01-014.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 728 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 360 sqft |
| Unfinished Basement | 480 sqft |
| Family Room | Family Room |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 165 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 128 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 646 S MAIN ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSES & D H STAGERS FIRST ADDITION LOT 466 19 FT OFF N SIDE & PT NE1/4 RTS 08-02-11 FF 53.00 |
| Legal Subdivision | MOSES & D H STAGERS FIRST ADDITION |
| Legal Lot Number | 466 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10100 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 S MAIN ST, BLUFFTON, OH 45817-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 1994 · Amount on Record |
| Deed Sale | Jun 10, 1994 · Amount on Record |
| Prior Sale | Sep 1, 1983 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 (-0.05%) | $61,960 (-) Land $8,860 Building $53,100 | $177,000 (-) Land $25,300 Building $151,700 |
| 2024 | $2,045.00 (+11.2%) Homeowner's exemption | $61,960 (+20.01%) Land $8,860 Building $53,100 | $177,000 (+2%) Land $25,300 Building $151,700 |
| 2023 | $1,839.00 (-1.02%) Homeowner's exemption | $51,630 (-) Land $7,390 Building $44,240 | |
| 2022 | $1,858.00 Homeowner's exemption | $51,630 Land $7,390 Building $44,240 | |
| 2021 | $147,500 Land $21,100 Building $126,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
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