630 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 630 S Main St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,069 sqft · built 1948
Lot Size	0.651 acres (28,358 sqft)
Owner	Individual Name on File
Last Sale	$297,500 (May 2024)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-1108-01-002.000`

Property Details

APN / Parcel Number

Primary APN	`28-1108-01-002.000`
Alternative APN	`A0228110801002000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,069 sqft Living Area
Gross Area	3,613 sqft
1st Floor Area	1,116 sqft
Upper Floors Area	716 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	28,358 sqft (0.651 acres)
Lot Dimensions	203 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Concrete/Metal Slab
Porch Area	485 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	630 S MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 RTS 08-02-11
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1011
Census Tract	10100

Owner

630 S Main St is owned and occupied by an individual who bought it in May 2024.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	630 S MAIN ST, BLUFFTON, OH 45817-1048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Survivorship Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on File
Deed Sale	May 9, 2024 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	20244088
Prior Transfer Date	Jan 8, 2015
Prior Transfer Doc	1120000356
Record Updated	Oct 29, 2026

May 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	May 26, 2023
Property Address	630 S MAIN ST, BLUFFTON, OH 45817-1048
Document Number	5260004426
Book / Page	2023 / 4426
Instrument Date	May 25, 2023
Instrument	202305260004426
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	630 S MAIN ST, BLUFFTON, OH 45817-1048

Mortgage

Document Number	5260004427
Date	May 26, 2023
Instrument	202305260004427

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	630 S MAIN ST, BLUFFTON, OH 45817-1048
Document Number	0000000792
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	630 S MAIN ST BLUFFTON OH 458171048, BLUFFTON, OH 45817-1048

Mortgage

Document Number	0000000792
Date	Jan 25, 2017
Instrument	792

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 24, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 630 S Main St was $3,041, down 2.2% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00 (-2.16%)	$91,700 (-) Land $18,200 Building $73,500	$262,000 (-) Land $52,000 Building $210,000
2024	$3,108.00 (+21.22%)	$91,700 (+30.66%) Land $18,200 Building $73,500	$262,000 Land $52,000 Building $210,000
2023	$2,564.00 (+1.02%)	$70,180 (-) Land $15,790 Building $54,390
2022	$2,538.00 Homeowner's exemption	$70,180 Land $15,790 Building $54,390
2021			$200,500 Land $45,100 Building $155,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 630 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures