Allen County property record for 655 S Main St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,800 sqft · built 1949 |
| Lot Size | 0.541 acres (23,566 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $491,000 (Jul 2025) |
| Tax Bill | $3,926 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1108-02-003.000 |
| Primary APN | 28-1108-02-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,800 sqft Living Area |
| Gross Area | 5,802 sqft |
| 1st Floor Area | 2,198 sqft |
| Upper Floors Area | 1,386 sqft |
| Basement Area | 1,386 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 23,566 sqft (0.541 acres) |
| Lot Dimensions | 181 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 384 sqft |
| Canopy | 132 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 655 S MAIN ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FETT ADDITION LOTS 745-746 FF 130.00 JOINT TEN |
| Legal Subdivision | FETT ADDITION |
| Legal Lot Number | 745 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10100 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 N LAWN AVE, BLUFFTON, OH 45817-1275 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU INC |
| Feb 23, 2022 | Deed of Trust, Mortgage SUPERIOR CU |
| Apr 25, 2022 | Deed of Trust, Mortgage SUPERIOR CU |
| May 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU INC |
| Jul 25, 2025 | Survivorship Deed, Transfer · Conventional Mortgage THE UNION BANK CO |
| Jul 22, 2024 | Transfer on Death Deed, Transfer |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L CMNTY BK /BUCYRUS |
| May 18, 2018 | Quit Claim Deed, Mortgage · Conventional with PMI FIRST FED'L CMNTY BK /BUCYRUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Jul 26, 2013 · Amount on Record |
| Deed Document Number | 20257186 |
| Prior Transfer Date | Sep 30, 2024 |
| Prior Transfer Doc | 0000008894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 9220013374 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 2021/3374 |
| Instrument | 202109220013374 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2230002126 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 2022/2126 |
| Instrument | 202202230002126 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Feb 7, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 4250004810 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 2022/4810 |
| Instrument | 202204250004810 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Apr 14, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 5290004948 |
|---|---|
| Date | May 29, 2025 |
| Book Page | 2025/4948 |
| Instrument | 202505290004948 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | 4230 ELIDA RD, LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 7.87% |
| Index | 5-Year CMT |
| Max Rate | 11.8% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 25, 2025 |
| Property Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 7250007186 |
| Book / Page | 2025 / 7186 |
| Map Reference | MB 7 PG 80 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 202507250007186 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 148 N LAWN AVE, BLUFFTON, OH 45817-1275 |
| Document Number | 7250007187 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 202507250007187 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 22, 2024 |
| Property Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 7220006471 |
| Book / Page | 2024 / 6471 |
| Map Reference | MB 7 PG 80 |
| Instrument Date | Jul 21, 2024 |
| Instrument | 202407220006471 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 0000013743 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 655 S MAIN ST BLUFFTON OH 458171047, BLUFFTON, OH 45817-1047 |
| Document Number | 0000013743 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 13743 |
| Name | FIRST FED'L CMNTY BK /BUCYRUS |
|---|---|
| Type | Bank |
| Address | BUCYRUS, OH 44820 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | May 18, 2018 |
| Property Address | 655 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 0000005537 |
| Instrument Date | May 11, 2018 |
| Instrument | 5537 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 S MAIN ST BLUFFTON OH 458171047, BLUFFTON, OH 45817-1047 |
| Document Number | 5538 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 5538 |
| Name | FIRST FED'L CMNTY BK /BUCYRUS |
|---|---|
| Type | Bank |
| Address | BUCYRUS, OH 44820 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2048 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,926.00 (-0.1%) | $119,040 (-) Land $18,900 Building $100,140 | $340,100 (-) Land $54,000 Building $286,100 |
| 2024 | $3,930.00 (+11.33%) Homeowner's exemption | $119,040 (+20.01%) Land $18,900 Building $100,140 | $340,100 (+20.01%) Land $54,000 Building $286,100 |
| 2023 | $3,530.00 (-1.09%) Homeowner's exemption | $99,190 (-) Land $15,750 Building $83,440 | |
| 2022 | $3,569.00 Homeowner's exemption | $99,190 Land $15,750 Building $83,440 | |
| 2021 | $283,400 Land $45,000 Building $238,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
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