Allen County property record for 629 S Main St, Bluffton, OH 45817
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 3.5 ba · 3,679 sqft · built 1911 |
| Lot Size | 0.596 acres (25,962 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,900 (Jun 2019) |
| Tax Bill | $3,047 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1108-02-002.000 |
| Primary APN | 28-1108-02-002.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,679 sqft Living Area |
| Gross Area | 5,473 sqft |
| 1st Floor Area | 1,752 sqft |
| Upper Floors Area | 1,554 sqft |
| Attic | Attic |
| Attic Area | 373 sqft |
| Basement Area | 1,554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 25,962 sqft (0.596 acres) |
| Lot Dimensions | 174 ft deep x 148 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 436 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 629 S MAIN ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1047 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | FETT ADDITION LOT 747 PT JOINT TEN FF 137.00 |
| Legal Subdivision | FETT ADDITION |
| Legal Lot Number | 747 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10100 |
629 S Main St, a triplex, is owned and occupied by two individuals who bought it in June 2019.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Feb 20, 2020 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Jan 12, 2021 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON |
| Jun 5, 2019 | Grant Deed, Transfer · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Prior Sale | Jun 28, 2013 · Amount on File |
| Deed Document Number | 20195441 |
| Deed Book / Page | 2019 / 5441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 2100001267 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 2026/1267 |
| Instrument | 202602100001267 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | 102 S MAIN ST, BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 12, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 12, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 7% |
| Max Rate At Change | 9% |
| Index | 5-Year CMT |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2200001866 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 2020/01866 |
| Instrument | 202002200001866 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Feb 28, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 1120000391 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 2021/391 |
| Instrument | 202101120000391 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 30, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 0000015608 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 629 S MAIN ST BLUFFTON OH 458171047, BLUFFTON, OH 45817-1047 |
| Document Number | 0000015608 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 15608 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 0000012243 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 629 S MAIN ST BLUFFTON OH 458171047, BLUFFTON, OH 45817-1047 |
| Document Number | 0000012243 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 12243 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 5, 2019 |
| Property Address | 629 S MAIN ST, BLUFFTON, OH 45817-1047 |
| Document Number | 0000005441 |
| Instrument Date | May 31, 2019 |
| Instrument | 5441 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 629 S MAIN ST BLUFFTON OH 458171047, BLUFFTON, OH 45817-1047 |
| Document Number | 5442 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 5442 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
The 2025 property tax bill for 629 S Main St was $3,047, down 0.1% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,047.00 (-0.1%) | $89,990 (-) Land $25,030 Building $64,960 | $257,100 (-) Land $71,500 Building $185,600 |
| 2024 | $3,050.00 (+11.31%) | $89,990 (+19.97%) Land $25,030 Building $64,960 | $257,100 Land $71,500 Building $185,600 |
| 2023 | $2,740.00 (-1.08%) | $75,010 (-) Land $20,860 Building $54,150 | |
| 2022 | $2,770.00 | $75,010 Land $20,860 Building $54,150 | |
| 2021 | $214,300 Land $59,600 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 629 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 629 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures