646 Jackson St SE, Decatur, AL 35601 Property Records

Morgan County property record for 646 Jackson St SE, Decatur, AL 35601

Property Summary

Property TypeSingle Family Home
Details1 ba · 4,295 sqft · built 1929
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Jan 2008)
Tax Bill$2,626 (2025)
Flood ZoneZone X (minimal risk)
APN03-04-20-2-011-014.000

Property Details

APN / Parcel Number

Primary APN03-04-20-2-011-014.000
Alternative APNs
  • 122656
  • 10930

Interior

Full Baths1 Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,295 sqft Living Area
1st Floor Area2,629 sqft
Upper Floors Area1,666 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number122656
Street Address646 JACKSON ST SE
CityDECATUR
StateAL
Zip35601-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDLI&FC #3 LOT 42 44 & 46 BLK 18 PLAT BOOK 1 PAGE 17
Legal Range4W
Legal Township5S
Legal Section20
Legal Block18
Legal Lot Number7
JurisdictionMORGAN AL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1030
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Albany Heritage Neighborhood Historic District
listed 1983 · 198 contributing resources · NRIS 83002981

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address646 JACKSON ST SE, DECATUR, AL 35601-3130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2008 · Amount on Record
Deed SaleJan 3, 2008 · Amount on Record
Deed Book / Page2008 / 81
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
MunicipalityDecatur City
Unified School DistrictDecatur City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,626.00$59,020 (-) Land $5,040 Building $53,980$590,200 (-) Land $50,400 Building $539,800
2024$59,020 (+15.03%) Land $5,040 Building $53,980$590,200 (+15.03%) Land $50,400 Building $539,800
2023$2,626.00 (+15.33%) Homeowner's exemption$51,310 (-) Land $5,040 Building $46,270$513,100 (-) Land $50,400 Building $462,700
2022$2,277.00 Homeowner's exemption$51,310 Land $5,040 Building $46,270$513,100 Land $50,400 Building $462,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.2% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR, MUNICIPAL UB OF
serves 77,103 people · EPA ID AL0001084
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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