637 Jackson St SE, Decatur, AL 35601 Property Records

Morgan County property record for 637 Jackson St SE, Decatur, AL 35601

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,288 sqft · built 1983
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Company Names on Record
Last Sale	$344,500 (Sep 2026)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Sep 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-04-20-2-014-004.000`

Property Details

APN / Parcel Number

Primary APN	`03-04-20-2-014-004.000`
Alternative APNs	`123405` `10957`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	1,252 sqft
Upper Floors Area	1,036 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Open Porch
Deck Area	Deck Area
Utility Building	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	123405
Street Address	637 JACKSON ST SE
City	DECATUR
State	AL
Zip	35601-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DLI&FC #3 E1/2 OF 35 AND ALL OF LOT 37 W20' OF 39 BLK 23 PLAT BOOK 1 PAGE 17
Legal Range	4W
Legal Township	5S
Legal Section	20
Legal Subdivision	DLI&F CO ADD #3
Legal Block	23
Legal Lot Number	37
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1037
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Albany Heritage Neighborhood Historic District listed 1983 · 198 contributing resources · NRIS 83002981

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Morgan County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	637 JACKSON ST SE, DECATUR, AL 35601-3129
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Deed Book / Page	2026 / 9330
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 11, 2026
Property Address	637 JACKSON ST SE, DECATUR, AL 35601-3129
Document Number	2026009330
Book / Page	2026 / 9330
Instrument Date	Sep 2, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$34,794.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	637 JACKSON ST SE, DECATUR, AL 35601-3129

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,126.00	$29,570 (-) Land $3,830 Building $25,740	$295,700 (-) Land $38,300 Building $257,400
2024		$29,570 (+14.17%) Land $3,830 Building $25,740	$295,700 (+14.17%) Land $38,300 Building $257,400
2023	$1,126.00 (+14.43%) Homeowner's exemption Senior Citizen's exemption	$25,900 (-) Land $3,830 Building $22,070	$259,000 (-) Land $38,300 Building $220,700
2022	$984.00 Homeowner's exemption	$25,900 Land $3,830 Building $22,070	$259,000 Land $38,300 Building $220,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20