632 Jackson St SE, Decatur, AL 35601 Property Records

Morgan County property record for 632 Jackson St SE, Decatur, AL 35601

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,842 sqft · built 1934
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,000 (Aug 2021)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-20-2-011-012.000`

Property Details

APN / Parcel Number

Primary APN	`03-04-20-2-011-012.000`
Alternative APNs	`166150` `10928`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,842 sqft Living Area
1st Floor Area	1,421 sqft
Upper Floors Area	1,421 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 377 ft wide
Porch	Open Porch
Utility Building	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	166150
Street Address	632 JACKSON ST SE
City	DECATUR
State	AL
Zip	35601-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 32 & 34 BLK 18 DLI&F CO ADD #3 PLAT 1-17 DECATUR
Legal Range	4W
Legal Township	5S
Legal Section	20
Legal Subdivision	DLI&F CO ADD #3
Legal Block	18
Legal Lot Number	32&34
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1030
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Albany Heritage Neighborhood Historic District listed 1983 · 198 contributing resources · NRIS 83002981

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 JACKSON ST SE, DECATUR, AL 35601-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT MORTGAGE LLC
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Book / Page	2021 / 8007
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	632 JACKSON ST SE, DECATUR, AL 35601-3130
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/03236
Date	Jan 30, 2017
Book Page	2017/03236

Lender

Name	PROSPECT MORTGAGE LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	632 JACKSON ST SE, DECATUR, AL 35601-3130
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/43336
Date	Aug 4, 2021
Book Page	2021/43336

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 15, 2019
Property Address	632 JACKSON ST SE, DECATUR, AL 35601-3130
Document Number	2019/03040
Book / Page	2019 / 03040
Map Reference	MB 1 PG 17
Instrument Date	Apr 12, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 JACKSON ST SE, DECATUR, AL 35601-3130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	632 JACKSON ST SE, DECATUR, AL 35601-3130

Mortgage

Document Number	2019/10837
Date	Apr 15, 2019
Book Page	2019/10837

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00	$28,640 (-) Land $3,360 Building $25,280	$286,400 (-) Land $33,600 Building $252,800
2024		$28,640 (+14.38%) Land $3,360 Building $25,280	$286,400 (+14.38%) Land $33,600 Building $252,800
2023	$1,249.00 (+15.01%) Homeowner's exemption	$25,040 (-) Land $3,360 Building $21,680	$250,400 (-) Land $33,600 Building $216,800
2022	$1,086.00 Homeowner's exemption	$25,040 Land $3,360 Building $21,680	$250,400 Land $33,600 Building $216,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

632 Jackson St SE, Decatur, AL 35601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Jackson St SE

Nearby Streets

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