638 Jackson St SE, Decatur, AL 35601 Property Records

Morgan County property record for 638 Jackson St SE, Decatur, AL 35601

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,608 sqft · built 1934
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-20-2-011-013.000`

Property Details

APN / Parcel Number

Primary APN	`03-04-20-2-011-013.000`
Alternative APNs	`128060` `10929`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
1st Floor Area	1,808 sqft
Upper Floors Area	800 sqft
Basement Area	362 sqft
Unfinished Basement	362 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	128060
Street Address	638 JACKSON ST SE
City	DECATUR
State	AL
Zip	35601-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DLI&FC #3 LOT 36 38 & 40 BLK 18 PLAT BOOK 1, PAGE 17
Legal Range	4W
Legal Township	5S
Legal Section	20
Legal Subdivision	DLI&F CO ADD 03
Legal Block	18
Legal Lot Number	7
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1030
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Albany Heritage Neighborhood Historic District listed 1983 · 198 contributing resources · NRIS 83002981

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 JACKSON ST SE, DECATUR, AL 35601-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	638 JACKSON ST SE, DECATUR, AL 35601-3130
Transaction Type	Mortgage
Record Updated	Feb 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0201702673
Date	Jan 25, 2017
Book Page	2017/02673

Lender

Name	EVERBANK.COM
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00	$34,280 (-) Land $5,040 Building $29,240	$342,800 (-) Land $50,400 Building $292,400
2024		$34,280 (+13.89%) Land $5,040 Building $29,240	$342,800 (+13.89%) Land $50,400 Building $292,400
2023	$1,505.00 (+14.45%) Homeowner's exemption	$30,100 (-) Land $5,040 Building $25,060	$301,000 (-) Land $50,400 Building $250,600
2022	$1,315.00 Homeowner's exemption	$30,100 Land $5,040 Building $25,060	$301,000 Land $50,400 Building $250,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20