Kane County property record for 637 Grace St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,106 sqft · built 1900 |
| Lot Size | 0.208 acres (9,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,000 (Feb 2014) |
| Tax Bill | $4,192 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-256-012 |
| Primary APN | 06-24-256-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,106 sqft Living Area |
| Gross Area | 1,678 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,049 sqft (0.208 acres) |
| Lot Width | 48 ft Width |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 637 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P VAN NOSTRANDS ADDN NORTH 1 ROD WEST 8 RODS LOT 7 & ALL LOT 8 EXCEPT NORTH 112 FT LOT 6 BLOCK 3 |
| Legal Subdivision | P VAN NOSTRANDS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 7,8,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 S GROVE AVE, ELGIN, IL 60120-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2014 · Amount on Record |
| Deed Sale | Feb 20, 2014 · Amount on Record |
| Prior Sale | Nov 14, 2013 |
| Deed Document Number | 20148487 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,192.00 (+17.42%) Homeowner's exemption | $62,952 (+8.57%) Land $13,635 Building $49,317 | $188,932 (+8.57%) Land $40,921 Building $148,010 |
| 2024 | $57,983 (+21.39%) Land $12,559 Building $45,424 | $174,019 (+21.44%) Land $37,692 Building $136,327 | |
| 2022 | $3,570.00 (+5.03%) Homeowner's exemption | $47,765 (+6.96%) Land $10,346 Building $37,419 | $143,295 (+6.96%) Land $31,038 Building $112,257 |
| 2021 | $3,399.00 Homeowner's exemption | $44,657 Land $9,673 Building $34,984 | $133,971 Land $29,019 Building $104,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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