645 Ruby Trust Way, Castle Rock, CO 80108 Property Records

Douglas County property record for 645 Ruby Trust Way, Castle Rock, CO 80108

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 5,351 sqft · built 2004
Lot Size	0.591 acres (25,744 sqft)
Owner	2 Company Names on Record
Last Sale	$1,230,000 (Mar 2006)
Tax Bill	$16,543 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2351-22-3-04-011`

Property Details

APN / Parcel Number

Primary APN	`2351-22-3-04-011`
Alternative APNs	`R0427317` `0427317`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	5,351 sqft Living Area
Gross Area	6,322 sqft
1st Floor Area	3,142 sqft
Basement Area	3,180 sqft
Finished Basement	2,209 sqft
Unfinished Basement	971 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	25,744 sqft (0.591 acres)
Garage Area	817 sqft
Porch	Porch
Porch Area	1,205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0427317
Street Address	645 RUBY TRUST WAY
City	CASTLE ROCK
State	CO
Zip	80108-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 645 CASTLE PINES VILLAGE #32D. 0.591 AM/L
Legal Range	67W
Legal Township	07S
Legal Section	22
Legal Quarter	SW
Legal Subdivision	CASTLE PINES VILLAGE
Legal Lot Number	645
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1003
Census Tract	14123

Owner

Source: Douglas County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7076 S ALTON WAY, H100, CENTENNIAL, CO 80112-2025
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2006 · Amount on Record
Deed Sale	Mar 13, 2006 · Amount on Record
Prior Sale	Dec 15, 2000 · Amount on Record
Deed Document Number	200620377
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000031632
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jun 26, 2026
Property Address	645 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Document Number	0000032107
Instrument Date	Jan 26, 2026
Instrument	202632107
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jun 25, 2026
Property Address	645 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Document Number	0000031632
Instrument Date	Dec 30, 2025
Instrument	202631632
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	645 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089510
Date	Dec 30, 2019
Instrument	2019089510

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,600 (-) Land $36,020 Building $107,580	$2,111,843 (-) Land $529,744 Building $1,582,099
2025	$16,543.00 (+6.72%)	$143,600 (+4.55%) Land $36,020 Building $107,580	$2,111,843 (+3.02%) Land $529,744 Building $1,582,099
2024	$15,502.00 (-0.79%)
2023	$15,626.00 (+47.46%)	$137,350 (+46.6%) Land $34,970 Building $102,380	$2,050,000 (+52.08%) Land $521,964 Building $1,528,036
2022	$10,597.00	$93,690 Land $21,690 Building $72,000	$1,347,997 Land $312,034 Building $1,035,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2012–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLE PINES VILLAGE MD serves 5,656 people · EPA ID CO0118005
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink, Verizon.

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