641 Ruby Trust Way, Castle Rock, CO 80108 Property Records

Douglas County property record for 641 Ruby Trust Way, Castle Rock, CO 80108

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 7,610 sqft · built 2003
Lot Size	0.741 acres (32,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (Mar 2024)
Tax Bill	$20,549 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2351-22-3-04-007`

Property Details

APN / Parcel Number

Primary APN	`2351-22-3-04-007`
Alternative APNs	`R0427313` `0427313`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	7,610 sqft Living Area
Gross Area	8,187 sqft
1st Floor Area	4,496 sqft
Basement Area	3,691 sqft
Finished Basement	3,114 sqft
Unfinished Basement	577 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	32,278 sqft (0.741 acres)
Garage Area	767 sqft
Porch	Porch
Porch Area	1,456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0427313
Street Address	641 RUBY TRUST WAY
City	CASTLE ROCK
State	CO
Zip	80108-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 641 CASTLE PINES VILLAGE #32D. 0.741 AM/L
Legal Range	67W
Legal Township	07S
Legal Section	22
Legal Quarter	SW
Legal Subdivision	CASTLE PINES VILLAGE
Legal Lot Number	641
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1003
Census Tract	14123

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit AIR ACADEMY FCU
Mar 27, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AIR ACADEMY FCU
Jun 25, 2019	Warranty Deed, Transfer CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20249938
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Mar 15, 2024
Property Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Document Number	0000009938
Instrument Date	Mar 6, 2024
Instrument	2024009938
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803

Mortgage

Document Number	0000009939
Date	Mar 15, 2024
Instrument	2024009939

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	10.1%
Max Rate	10.1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803

Mortgage

Document Number	0000006954
Date	Jan 19, 2021
Instrument	2021006954

Lender

Name	AIR ACADEMY FCU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80924

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020522
Date	Mar 27, 2017
Instrument	2017020522

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803

Mortgage

Document Number	0000006953
Date	Jan 19, 2021
Instrument	2021006953

Lender

Name	AIR ACADEMY FCU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80924

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Jun 25, 2019
Property Address	641 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Document Number	0000036936
Instrument Date	Jun 21, 2019
Instrument	36936
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 RUBY TRUST WAY CASTLE ROCK CO 801088803, CASTLE ROCK, CO 80108-8803

Mortgage

Document Number	36937
Date	Jun 25, 2019
Instrument	36937

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	9785 S MONROE ST # 200, SANDY, UT 84070-4282

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,380 (-) Land $37,880 Building $140,500	$2,623,170 (-) Land $556,987 Building $2,066,183
2025	$20,549.00 (+3.91%)	$178,380 (+2.4%) Land $37,880 Building $140,500	$2,623,170 (+0.89%) Land $556,987 Building $2,066,183
2024	$19,776.00 (-0.79%)
2023	$19,934.00	$174,200 Land $37,310 Building $136,890	$2,600,000 Land $556,877 Building $2,043,123

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2012–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLE PINES VILLAGE MD serves 5,656 people · EPA ID CO0118005
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Verizon.

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