636 Ruby Trust Way, Castle Rock, CO 80108 Property Records

Douglas County property record for 636 Ruby Trust Way, Castle Rock, CO 80108

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,440 sqft · built 2002
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$1,155,000 (Sep 2020)
Tax Bill	$15,264 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2351-22-3-04-002`

Property Details

APN / Parcel Number

Primary APN	`2351-22-3-04-002`
Alternative APNs	`R0427308` `0427308`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	6,440 sqft Living Area
Gross Area	7,110 sqft
Basement Area	2,541 sqft
Finished Basement	1,871 sqft
Unfinished Basement	670 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Concrete
Lot Area	23,087 sqft (0.53 acres)
Garage Area	892 sqft
Porch	Porch
Porch Area	1,227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0427308
Street Address	636 RUBY TRUST WAY
City	CASTLE ROCK
State	CO
Zip	80108-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 636 CASTLE PINES VILLAGE #32D. 0.530 AM/L
Legal Range	67W
Legal Township	07S
Legal Section	22
Legal Quarter	SW
Legal Subdivision	CASTLE PINES VILLAGE
Legal Lot Number	636
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1003
Census Tract	14123

Owner

636 Ruby Trust Way is owned and occupied by two individuals who bought it in September 2020.

Source: Douglas County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	636 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 4, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 2, 2017	Warranty Deed, Transfer · Commercial Mortgage AMG NATIONAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Mar 2, 2017 · Amount on File
Deed Document Number	202084217
Prior Transfer Date	Sep 18, 2015
Prior Transfer Doc	0000068614
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	636 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	PTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027267
Date	Mar 2, 2021
Instrument	2021027267

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	636 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066154
Date	Oct 31, 2018
Instrument	2018066154

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	DENVER, CO 80217

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	636 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062766
Date	Sep 15, 2017
Instrument	2017062766

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Sep 4, 2020
Property Address	636 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Document Number	0000084217
Instrument Date	Aug 24, 2020
Instrument	84217
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	636 RUBY TRUST WAY CASTLE ROCK CO 801088803, CASTLE ROCK, CO 80108-8803

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Mar 2, 2017
Property Address	636 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Document Number	0000014821
Map Reference	MB X PG 223
Instrument Date	Feb 28, 2017
Instrument	2017014821
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	636 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803

Mortgage

Document Number	0000014823
Date	Mar 2, 2017
Instrument	2017014823

Lender

Name	AMG NATIONAL TRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 28, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 636 Ruby Trust Way was $15,264, up 13% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,510 (-) Land $33,280 Building $99,230	$1,948,635 (-) Land $489,341 Building $1,459,294
2025	$15,264.00 (+12.97%)	$132,510 Land $33,280 Building $99,230	$1,948,635 Land $489,341 Building $1,459,294
2024	$13,511.00 (-0.79%)
2023	$13,619.00	$120,180 Land $32,080 Building $88,100	$1,793,755 Land $478,777 Building $1,314,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 636 Ruby Trust Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2012–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Ruby Trust Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLE PINES VILLAGE MD serves 5,656 people · EPA ID CO0118005
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Xtream Internet Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink, Verizon.

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