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638 Ruby Trust Way, Castle Rock, CO 80108 Property Records

Douglas County property record for 638 Ruby Trust Way, Castle Rock, CO 80108

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,364 sqft · built 2002
Lot Size0.573 acres (24,960 sqft)
Owner2 Individual Names on Record
Last Sale$1,400,000 (Dec 2024)
Tax Bill$13,710 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN2351-22-3-04-004

Property Details

APN / Parcel Number

Primary APN2351-22-3-04-004
Alternative APNs
  • R0427310
  • 0427310

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area5,364 sqft Living Area
Gross Area5,750 sqft
Basement Area1,995 sqft
Finished Basement1,609 sqft
Unfinished Basement386 sqft
FlooringCovered
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area24,960 sqft (0.573 acres)
Garage Area776 sqft
PorchPorch
Porch Area585 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR0427310
Street Address638 RUBY TRUST WAY
CityCASTLE ROCK
StateCO
Zip80108-8803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDU
Legal DescriptionLOT 638 CASTLE PINES VILLAGE #32D. 0.573 AM/L
Legal Range67W
Legal Township07S
Legal Section22
Legal QuarterSW
Legal SubdivisionCASTLE PINES VILLAGE
Legal Lot Number638
JurisdictionDOUGLAS CO
Township / Civil DivisionSEDALIA
Census Block Group1
Census Block1003
Census Tract14123

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2024 · Amount on Record
Deed SaleDec 3, 2024 · Amount on Record
Prior SaleAug 24, 2004 · Amount on Record
Deed Document Number202452412
Prior Transfer DateApr 24, 2001
Prior Transfer Doc0000037750
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS CO
Property Address638 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803
Transaction TypeMortgage
Record UpdatedDec 2, 2025
Title CompanyCAPITAL TITLE/TX LLC, CAPITAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 RUBY TRUST WAY, CASTLE ROCK, CO 80108-8803

Mortgage

Document Number0000055596
DateNov 19, 2025
Instrument2025055596
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDouglas County
Unified School DistrictDouglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,020 (-) Land $34,560 Building $84,460$1,750,271 (-) Land $508,219 Building $1,242,052
2025$13,710.00 (+10.67%)$119,020 (+7.72%) Land $34,560 Building $84,460$1,750,271 (+6.13%) Land $508,219 Building $1,242,052
2024$12,388.00 (-0.79%)
2023$12,487.00$110,490 Land $33,480 Building $77,010$1,649,227 Land $499,756 Building $1,149,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2012–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASTLE PINES VILLAGE MD
serves 5,656 people · EPA ID CO0118005
Water SourceGroundwater
Last State InspectionFeb 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Kellin Communications
Fixed Wireless		1,000 / 220
BAM Broadband
Fixed Wireless · not low latency		1,000 / 100
Xtream Internet
Fixed Wireless		300 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Aerux Broadband, CenturyLink, Verizon.

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