Kane County property record for 645 Raymond St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,341 sqft · built 1889 |
| Lot Size | 0.197 acres (8,590 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $22,000 (Jun 2012) |
| Tax Bill | $5,956 (2025) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-255-015 |
| Primary APN | 06-24-255-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,341 sqft Living Area |
| Gross Area | 2,154 sqft |
| Basement Area | 813 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Construction Type | Frame |
| Lot Area | 8,590 sqft (0.197 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 645 RAYMOND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P VAN NOSTRANDS ADDN WEST 1/2 SOUTH 1/2 LOT 7 BLOCK 2 |
| Legal Subdivision | P VAN NOSTRANDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 851400 |
645 Raymond St is held in a trust since April 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 645 RAYMOND ST, ELGIN, IL 60120-8319 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2012 · Amount on File |
| Deed Sale | Jun 29, 2012 · Amount on File |
| Deed Document Number | 201241905 |
| Last Transfer Date | Apr 28, 2022 |
| Transfer Doc | 0000025170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 10, 2022 |
| Property Address | 645 RAYMOND ST, ELGIN, IL 60120-8319 |
| Document Number | 0000025170 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022K025170 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 645 RAYMOND SLRCCL, ELGIN, IL 60120 |
The 2025 property tax bill for 645 Raymond St was $5,956.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,956.00 | $78,074 (+8.57%) Land $15,111 Building $62,963 | $234,316 (+8.57%) Land $45,351 Building $188,965 |
| 2024 | $71,911 Land $13,918 Building $57,993 | $215,819 Land $41,771 Building $174,049 | |
| 2022 | $5,136.00 (+3.95%) | $59,237 (+6.96%) Land $11,465 Building $47,772 | $177,711 (+6.96%) Land $34,395 Building $143,316 |
| 2021 | $4,941.00 | $55,382 Land $10,719 Building $44,663 | $166,146 Land $32,157 Building $133,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Raymond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 645 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures