Kane County property record for 637 Raymond St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,228 sqft · built 1895 |
| Lot Size | 0.189 acres (8,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,052 (2025) |
| Deeds & Mortgages | May 2023 Transfer May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-255-013 |
| Primary APN | 06-24-255-013 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 1,938 sqft |
| Basement Area | 710 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Construction Type | Frame |
| Lot Area | 8,246 sqft (0.189 acres) |
| Lot Dimensions | 217 ft deep x 38 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 637 RAYMOND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P VAN NOSTRANDS ADDN NORTH 1/2 NORTH 1/2 LOT 7 BLOCK 2 |
| Legal Subdivision | P VAN NOSTRANDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 851400 |
637 Raymond St is owned and occupied by two individuals who acquired it in April 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 AUGUSTA DR, GILBERTS, IL 60136-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2023 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 9, 2023 | Intrafamily Transfer, Transfer |
| May 9, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 6, 2023 |
| Transfer Doc | 0000015667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 16, 2023 |
| Property Address | 637 RAYMOND ST, ELGIN, IL 60120-8319 |
| Document Number | 0000015667 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023K015667 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 637 RAYMOND ST, ELGIN, IL 60120-8319 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 77 AUGUSTA DR, GILBERTS, IL 60136-4044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 9, 2023 |
| Property Address | 637 RAYMOND ST, ELGIN, IL 60120-8319 |
| Document Number | 0000014767 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023K014767 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 RAYMOND ST, ELGIN, IL 60120-8319 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 9, 2023 |
| Property Address | 637 RAYMOND ST, ELGIN, IL 60120-8319 |
| Document Number | 0000014768 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023K014768 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 RAYMOND ST, ELGIN, IL 60120-8319 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 637 RAYMOND ST, ELGIN, IL 60120-8319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000027 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 2019K000027 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2034 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 637 Raymond St was $1,052 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,052.00 | $66,589 (+8.57%) Land $13,255 Building $53,334 | $199,847 (+8.57%) Land $39,781 Building $160,066 |
| 2024 | $61,333 Land $12,209 Building $49,124 | $184,073 Land $36,642 Building $147,431 | |
| 2022 | $1,629.00 (-2.8%) Homeowner's exemption | $46,845 (+6.96%) Land $10,057 Building $36,788 | $140,535 (+6.96%) Land $30,171 Building $110,364 |
| 2021 | $1,676.00 Homeowner's exemption | $43,797 Land $9,403 Building $34,394 | $131,391 Land $28,209 Building $103,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 Raymond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 637 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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