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635 Raymond St, Elgin, IL 60120 Property Records

Kane County property record for 635 Raymond St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,170 sqft · built 1895
Lot Size0.291 acres (12,685 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Dec 2017)
Tax Bill$4,167 (2025)
Deeds & MortgagesJun 2023 Transfer
Dec 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-24-255-012

Property Details

APN / Parcel Number

Primary APN06-24-255-012

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area2,340 sqft
1st Floor Area1,170 sqft
Basement Area1,170 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Construction TypeFrame
Lot Area12,685 sqft (0.291 acres)
Lot Dimensions215 ft deep x 59 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address635 RAYMOND ST
CityELGIN
StateIL
Zip60120-8319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP VAN NOSTRANDS ADDN SOUTH 59 FT LOT 6 BLOCK 2
Legal SubdivisionP VAN NOSTRANDS ADDN
Legal Block2
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6001
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address635 RAYMOND ST, ELGIN, IL 60120-8319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Intrafamily Transfer, Transfer
Dec 6, 2017Warranty Deed, Transfer · Conventional Mortgage
PACIFIC UNION FINANCIAL LLC
Dec 6, 2017Quit Claim Deed, Transfer
ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2017 · Amount on Record
Deed SaleDec 6, 2017 · Amount on Record
Prior SaleSep 10, 2012 · Amount on Record
Deed Document Number201763432
Last Transfer DateMay 27, 2023
Transfer Doc0000020720
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJun 23, 2023
Property Address635 RAYMOND ST, ELGIN, IL 60120-8319
Document Number0000020720
Instrument DateMay 27, 2023
Instrument2023K020720
Transaction TypeTransfer
Record UpdatedJul 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address635 RAYMOND ST, ELGIN, IL 60120-8319

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 RAYMOND ST, ELGIN, IL 60120-8319

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 6, 2017
Property Address635 RAYMOND ST, ELGIN, IL 60120-8319
Document Number0000063432
Instrument DateOct 27, 2017
Instrument2017K063432
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEYS TITLE GUARANTY FUN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 RAYMOND ST, ELGIN, IL 60120-8319

Mortgage

Document Number0000063433
DateDec 6, 2017
Instrument2017K063433
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2047

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateDec 6, 2017
Property Address635 RAYMOND ST, ELGIN, IL 60120-8319
Document Number0000063431
Instrument DateApr 14, 2014
Instrument63431
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY'S TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 RAYMOND ST ELGIN IL 601208319, ELGIN, IL 60120-8319

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,167.00 (+12.87%)$70,627 (+8.57%) Land $16,668 Building $53,959$211,966 (+8.57%) Land $50,024 Building $161,942
2024$65,052 (+21.4%) Land $15,352 Building $49,700$195,234 (+21.44%) Land $46,074 Building $149,160
2022$3,692.00 (+5.85%) Homeowner's exemption$53,587 (+6.96%) Land $12,646 Building $40,941$160,761 (+6.96%) Land $37,938 Building $122,823
2021$3,488.00 Homeowner's exemption$50,100 Land $11,823 Building $38,277$150,300 Land $35,469 Building $114,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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