648 Raymond St, Elgin, IL 60120 Property Records

Kane County property record for 648 Raymond St, Elgin, IL 60120

Property Summary

Property Type	Vacant Land
Lot Size	0.94 acres (4,099 sqft)
Owner	Individual Name on Record
Tax Bill	$345 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-179-026`

Property Details

APN / Parcel Number

Primary APN	`06-24-179-026`

Exterior

Lot Area	4,099 sqft (0.94 acres)

Location & Zoning

Street Address	648 RAYMOND ST
City	ELGIN
State	IL
Zip	60120-8320
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	P VAN NOSTRANDS ADDN NORTH 31.05 FT SOUTH 93.65 FT EAST 132 FT LOT 4 BLOCK 1
Legal Subdivision	P VAN NOSTRANDS ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	6
Census Block	6002
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	646 RAYMOND ST, ELGIN, IL 60120-8320
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 7, 2019
Property Address	648 RAYMOND ST, ELGIN, IL 60120-8320
Document Number	0000035208
Instrument Date	Jul 18, 2019
Instrument	35208
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	646 RAYMOND ST ELGIN IL 601208320, ELGIN, IL 60120-8320

Mortgage

Document Number	35209
Date	Aug 7, 2019
Instrument	35209

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$345.00 (+16.16%)	$4,528 (+8.56%) Land $4,528	$13,589 (+8.56%) Land $13,589
2024		$4,171 (+21.39%) Land $4,171	$12,518 (+21.44%) Land $12,518
2022	$297.00 (+3.85%)	$3,436 (+6.97%) Land $3,436	$10,308 (+6.97%) Land $10,308
2021	$286.00	$3,212 Land $3,212	$9,636 Land $9,636

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20