645 E Champlain Dr, Apt 157, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 157, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,696 sqft · built 1988
Lot Size	0.11 acres (4,770 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jun 2023)
Tax Bill	$5,967 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-180-09S`

Property Details

APN / Parcel Number

Primary APN	`401-180-09S`
Alternative APN	`40118009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,461 sqft
2nd Floor Area	235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	4,770 sqft (0.11 acres)
Lot Dimensions	90 ft deep x 53 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 157
City	FRESNO
State	CA
Zip	93730-1295
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 9 & INT IN COM AREA TRACT #3787
Legal Tract	3787
Legal Lot Number	9
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1020
Census Tract	5503

Owner

645 E Champlain Dr, Apt 157 is owned and occupied by two individuals who bought it in June 2023.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 E CHAMPLAIN DR, 157, FRESNO, CA 93730-1295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Mar 18, 2013 · Amount on File
Deed Document Number	202358663
Prior Transfer Date	Jan 15, 1998
Prior Transfer Doc	0000013273
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 26, 2023
Property Address	645 E CHAMPLAIN DR APT 157, 157, FRESNO, CA 93730-1295
Document Number	0000058663
Map Reference	VOL 44 PG 71&72
Instrument Date	Jun 1, 2023
Instrument	2023-0058663
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	645 E CHAMPLAIN DR APT 157, 157, FRESNO, CA 93730-1295

Mortgage

Document Number	0000058664
Date	Jun 26, 2023
Instrument	2023-0058664

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Champlain Dr, Apt 157 was $5,967 with a homeowner's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,378 (+2%) Land $152,813 Building $356,565
2025	$5,967.00 Homeowner's exemption	$499,391 Land $149,817 Building $349,574
2023	$2,881.00 (+1.34%)	$236,712 Land $71,012 Building $165,700
2022	$2,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 E Champlain Dr, Apt 157 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Champlain Dr, Apt 157 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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