645 E Champlain Dr, Apt 150, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 150, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,696 sqft · built 1988
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Sep 2026)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`401-180-16S`

Property Details

APN / Parcel Number

Primary APN	`401-180-16S`
Alternative APN	`40118016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,461 sqft
2nd Floor Area	235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 150
City	FRESNO
State	CA
Zip	93730-1295
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 16 & INT IN COM AREA TRACT #3787
Legal Tract	3787
Legal Lot Number	16
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1020
Census Tract	5503

Owner

Source: Fresno County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 E CHAMPLAIN DR, 150, FRESNO, CA 93730-1295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Grant Deed, Transfer · VA Mortgage GOLDEN EMPIRE MORTGAGE INC
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCDONALD M N &2010 TR OF (RT)
Apr 6, 2018	Grant Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	202694528
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0000040573
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 22, 2026
Property Address	645 E CHAMPLAIN DR, 150, FRESNO, CA 93730-1295
Document Number	0000094528
Instrument Date	Aug 21, 2026
Instrument	202694528
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,328.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 E CHAMPLAIN DR, 150, FRESNO, CA 93730-1295

Mortgage

Document Number	0000094529,
Date	Sep 22, 2026
Instrument	202694529

Lender

Name	GOLDEN EMPIRE MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	645 E CHAMPLAIN DR APT 150, 150, FRESNO, CA 93730-1295
Document Number	0000015487
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	887 E PORTSMOUTH DR FRESNO CA 937300611, FRESNO, CA 93730-0611

Mortgage

Document Number	0000015487
Date	Feb 15, 2019
Instrument	15487

Lender

Name	MCDONALD M N &2010 TR OF (RT)
Address	645 E CHAMPLAIN DR # 134, FRESNO, CA 93730-1294

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 6, 2018
Property Address	645 E CHAMPLAIN DR APT 150, 150, FRESNO, CA 93730-1295
Document Number	0000040573
Instrument Date	Jan 12, 2018
Instrument	40573
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	887 E PORTSMOUTH DR FRESNO CA 937300611, FRESNO, CA 93730-0611

Mortgage

Document Number	40574
Date	Apr 6, 2018
Instrument	40574

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2033

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$342,367 (+2%) Land $104,450 Building $237,917
2025	$4,074.00 (+3.93%)	$335,654 (+4.04%) Land $102,402 Building $233,252
2023	$3,920.00 (+1.37%)	$322,623 Land $98,427 Building $224,196
2022	$3,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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