645 E Champlain Dr, Apt 138, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 138, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 1,935 sqft · built 1987
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Trust Names on File
Last Sale	$345,000 (Jul 2020)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-180-28S`

Property Details

APN / Parcel Number

Primary APN	`401-180-28S`
Alternative APN	`40118028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,935 sqft Living Area
1st Floor Area	1,748 sqft
2nd Floor Area	187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	96 ft deep x 50 ft wide
View / Lot	Cul-De-Sac
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 138
City	FRESNO
State	CA
Zip	93730-1294
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 28 & INT IN COM AREA TRACT #3787
Legal Subdivision	TRACT NO 3787
Legal Tract	3787
Legal Lot Number	28
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1021
Census Tract	5503

Owner

645 E Champlain Dr, Apt 138 is held in a trust since July 2020.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2233 E LA QUINTA DR, FRESNO, CA 93730-5128
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Apr 23, 2004 · Amount on File
Deed Document Number	202083083
Prior Transfer Date	Feb 10, 2011
Prior Transfer Doc	0000023941
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jul 2, 2020
Property Address	645 E CHAMPLAIN DR APT 138, 138, FRESNO, CA 93730-1294
Document Number	0000083083
Instrument Date	Jun 30, 2020
Instrument	83083
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E CHAMPLAIN DR #138 FRESNO CA 937301294, 138, FRESNO, CA 93730-1294

Mortgage

Document Number	83084
Date	Jul 2, 2020
Instrument	83084

Lender

Name	REOCABLE JUDITH A G L/TR (RT)
Address	11394 N CALMANTE WAY, FRESNO, CA 93730-8856

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Champlain Dr, Apt 138 was $4,148.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,569 (+2%) Land $99,035 Building $249,534
2025	$4,148.00	$341,736 Land $97,094 Building $244,642
2023	$3,990.00 (+1.35%)	$328,469 Land $93,325 Building $235,144
2022	$3,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 E Champlain Dr, Apt 138 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Champlain Dr, Apt 138 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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