645 E Champlain Dr, Apt 139, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 139, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 1,935 sqft · built 1987
Lot Size	0.133 acres (5,775 sqft)
Owner	Trust Name on File
Last Sale	$257,500 (Nov 2014)
Tax Bill	$3,751 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`401-180-27S`

Property Details

APN / Parcel Number

Primary APN	`401-180-27S`
Alternative APN	`40118027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,935 sqft Living Area
1st Floor Area	1,748 sqft
2nd Floor Area	187 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	5,775 sqft (0.133 acres)
Lot Dimensions	105 ft deep x 55 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 139
City	FRESNO
State	CA
Zip	93730-1294
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 27 & INT IN COM AREA TRACT #3787
Legal Tract	3787
Legal Lot Number	27
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1021
Census Tract	5503

Owner

645 E Champlain Dr, Apt 139 is held in a trust since November 2014.

Source: Fresno County records, as of August 13, 2026

Owner of Record	Trust Name on File
Mailing Address	645 E CHAMPLAIN DR, 139, FRESNO, CA 93730-1294
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2014 · Amount on File
Deed Sale	Nov 19, 2014 · Amount on File
Prior Sale	Oct 19, 2011 · Amount on File
Deed Document Number	2014131184
Prior Transfer Date	Dec 21, 1995
Prior Transfer Doc	0000026131
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	645 E CHAMPLAIN DR APT 139, 139, FRESNO, CA 93730-1294
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E CHAMPLAIN DR 139, 139, FRESNO, CA 93730-1294

Mortgage

Document Number	0000003444
Date	Jan 16, 2024
Instrument	2024-0003444

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	645 E CHAMPLAIN DR APT 139, 139, FRESNO, CA 93730-1294
Document Number	0000127092
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	645 E CHAMPLAIN DR #139 FRESNO CA 937301294, 139, FRESNO, CA 93730-1294
Investor	Possibly a Property Investor

Mortgage

Document Number	0000127092
Date	Oct 3, 2017
Instrument	127092

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Champlain Dr, Apt 139 was $3,751.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,041 (+2%) Land $94,510 Building $220,531
2025	$3,751.00	$308,864 Land $92,657 Building $216,207
2023	$3,608.00 (+1.35%)	$296,872 Land $89,060 Building $207,812
2022	$3,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 E Champlain Dr, Apt 139 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Champlain Dr, Apt 139 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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