645 E Champlain Dr, Apt 129, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 129, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 1,935 sqft · built 1987
Lot Size	0.133 acres (5,775 sqft)
Owner	2 Trust Names on File
Last Sale	$375,000 (Apr 2007)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`401-180-37S`

Property Details

APN / Parcel Number

Primary APN	`401-180-37S`
Alternative APN	`40118037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,935 sqft Living Area
1st Floor Area	1,748 sqft
2nd Floor Area	187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	5,775 sqft (0.133 acres)
Lot Dimensions	105 ft deep x 55 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 129
City	FRESNO
State	CA
Zip	93730-1293
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 37 & INT IN COM AREA TRACT #3787
Legal Tract	3787
Legal Lot Number	37
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1021
Census Tract	5503

Owner

645 E Champlain Dr, Apt 129 is owner-occupied and held in a trust since July 2026.

Source: Fresno County records, as of October 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	645 E CHAMPLAIN DR, 129, FRESNO, CA 93730-1293
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Affidavit, Transfer
Aug 3, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 7, 2017	Grant Deed, Transfer MICHAEL NEAL MCDONALD & J (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2007 · Amount on File
Deed Sale	Apr 20, 2007 · Amount on File
Deed Document Number	200779314
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000075721
Record Updated	Oct 29, 2026

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	FRESNO CA
Recording Date	Jul 31, 2026
Property Address	645 E CHAMPLAIN DR, 129, FRESNO, CA 93730-1293
Document Number	0000075721
Instrument Date	Jul 24, 2026
Instrument	202675721
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E CHAMPLAIN DR, 129, FRESNO, CA 93730-1293

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Aug 3, 2026
Property Address	645 E CHAMPLAIN DR, 129, FRESNO, CA 93730-1293
Document Number	0000076247
Instrument Date	May 5, 2026
Instrument	202676247
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	645 E CHAMPLAIN DR, 129, FRESNO, CA 93730-1293

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	645 E CHAMPLAIN DR APT 129, 129, FRESNO, CA 93730-1293
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108222
Date	Sep 20, 2019
Instrument	2019-0108222

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Dec 7, 2017
Property Address	645 E CHAMPLAIN DR APT 129, 129, FRESNO, CA 93730-1293
Document Number	0000158140
Instrument Date	Nov 30, 2017
Instrument	158140
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 E SWALLOW CT FRESNO CA 937301257, FRESNO, CA 93730-1257

Mortgage

Document Number	158141
Date	Dec 7, 2017
Instrument	158141

Lender

Name	MICHAEL NEAL MCDONALD & J (RT)
Address	645 E CHAMPLAIN DR # 134, FRESNO, CA 93730-1294

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 645 E Champlain Dr, Apt 129 was $4,212.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$353,973 (+2%) Land $106,191 Building $247,782
2025	$4,212.00	$347,033 Land $104,109 Building $242,924
2023	$4,052.00 (+1.38%)	$333,559 Land $100,067 Building $233,492
2022	$3,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 E Champlain Dr, Apt 129 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 E Champlain Dr, Apt 129 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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