645 E Champlain Dr, Apt 126, Fresno, CA 93730 Property Records

Fresno County property record for 645 E Champlain Dr, Apt 126, Fresno, CA 93730

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 1,307 sqft · built 1987
Lot Size	0.085 acres (3,700 sqft)
Owner	Individual Name on Record
Last Sale	$425,500 (May 2024)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`401-180-40S`

Property Details

APN / Parcel Number

Primary APN	`401-180-40S`
Alternative APN	`40118040`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	1,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	3,700 sqft (0.085 acres)
Lot Dimensions	74 ft deep x 50 ft wide
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	645 E CHAMPLAIN DR, 126
City	FRESNO
State	CA
Zip	93730-1293
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R1
Legal Description	SUR RT LOT 40 & INT IN COM AREA TRACT #3787
Legal Tract	3787
Legal Lot Number	40
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1021
Census Tract	5503

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	645 E CHAMPLAIN DR, 126, FRESNO, CA 93730-1293
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
May 7, 2024	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
May 7, 2024	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Feb 24, 2004 · Amount on Record
Deed Document Number	202440693
Last Transfer Date	Oct 17, 2025
Transfer Doc	0000103293
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Oct 23, 2025
Property Address	645 E CHAMPLAIN DR APT 126, 126, FRESNO, CA 93730-1293
Document Number	0000103293
Map Reference	VOL 44 PG 71
Instrument Date	Oct 17, 2025
Instrument	2025-0103293
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E CHAMPLAIN DR APT 126, 126, FRESNO, CA 93730-1293

Mortgage

Document Number	0000103294
Date	Oct 23, 2025
Instrument	2025-0103294

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	May 7, 2024
Property Address	645 E CHAMPLAIN DR APT 126, 126, FRESNO, CA 93730-1293
Document Number	0000040692
Map Reference	VOL 44 PG 71&72
Instrument Date	May 1, 2024
Instrument	2024-0040692
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 E CHAMPLAIN DR APT 126, 126, FRESNO, CA 93730-1293

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 7, 2024
Property Address	645 E CHAMPLAIN DR APT 126, 126, FRESNO, CA 93730-1293
Document Number	0000040693
Map Reference	VOL 44 PG 71&72
Instrument Date	Apr 29, 2024
Instrument	2024-0040693
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E CHAMPLAIN DR # 126, 126, FRESNO, CA 93730-1274

Mortgage

Document Number	0000040694
Date	May 7, 2024
Instrument	2024-0040694

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,690 (+2%) Land $114,444 Building $328,246
2025	$5,262.00 (+32.14%)	$434,010 (+32.39%) Land $112,200 Building $321,810
2023	$3,982.00 (+1.35%)	$327,825 Land $81,987 Building $245,838
2022	$3,929.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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