Delta County property record for 645 Carpenter St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1980 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Jul 2024) |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Aug 2020 Foreclosure |
| Flood Zone | Zone D (undetermined) |
| APN | R012982 |
| Primary APN | R012982 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,056 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R012982 |
|---|---|
| Street Address | 645 CARPENTER ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 645 CARPENTER ST DELTA 81416 S: 20 T: 15S R: 95W SUBDIVISION: YOUNG ESTATES LOT: 37 TOTAL AC 0.2+- YOUNG ESTATES LOT 37 & 1/45INT OPEN SPACE (80X132.5) SEC 20 T15S R95W 6PM BK 454 PG 1214 BK 481 PG 505 BK 485 PG 399 BK 559 PG 466 BK 588 PG 174 BK 704 |
| Legal Subdivision | YOUNG ESTATES |
| Legal Lot Number | 37 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 964900 |
645 Carpenter St is owned and occupied by an individual who bought it in July 2024.
Source: Delta County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 CARPENTER ST, DELTA, CO 81416-2957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Aug 6, 2020 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Nov 25, 2020 · Amount on File |
| Deed Document Number | 2024754629 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 25, 2020 |
| Property Address | 645 CARPENTER ST, DELTA, CO 81416-2957 |
| Document Number | 0000724096 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 724096 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2958 NORTH AVE # C, C, GRAND JUNCTION, CO 81504-5561 |
| Document Number | 0000724097 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 724097 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 6, 2020 |
| Property Address | 645 CARPENTER ST, DELTA, CO 81416-2957 |
| Document Number | 0000720850 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 720850 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
The 2025 property tax bill for 645 Carpenter St was $1,097, up 35.1% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 (+35.1%) | $16,134 (+31.41%) Land $3,125 Building $13,009 | $258,136 Land $50,000 Building $208,136 |
| 2024 | $812.00 (+3.97%) | $12,278 (-) Land $2,577 Building $9,701 | |
| 2023 | $781.00 (+5.54%) | $12,278 (+7.04%) Land $2,577 Building $9,701 | $183,248 (+11.04%) Land $38,457 Building $144,791 |
| 2022 | $740.00 | $11,470 Land $3,128 Building $8,342 | $165,030 Land $45,000 Building $120,030 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 645 Carpenter St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Carpenter St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures