620 Carpenter St, Delta, CO 81416 Property Records

Delta County property record for 620 Carpenter St, Delta, CO 81416

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1981
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$81,000 (Mar 1999)
Tax Bill$1,189 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone D (undetermined)
APNR012973

Property Details

APN / Parcel Number

Primary APNR012973
Alternative APN
  • 345520209011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,344 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account NumberR012973
Street Address620 CARPENTER ST
CityDELTA
StateCO
Zip81416-2958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description620 CARPENTER ST DELTA 81416 S: 20 T: 15S R: 95W SUBDIVISION: YOUNG ESTATES LOT: 27 TOTAL AC 0.4+- YOUNG ESTATES LOT 27 1/45 INT OPEN SPACE( PT NW4NW4 SEC 20 T15S R95W 6PM BK 454 PG 1214 BK 486 PG 189 BK 489 PG 392 BK 825 PG 885 ANNEX BK 19 PGS 49 &
Legal SubdivisionYOUNG ESTATES
Legal Lot Number27
JurisdictionDELTA CO
Township / Civil DivisionDELTA
Census Block Group1
Census Block1010
Census Tract964900

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address620 CARPENTER ST, DELTA, CO 81416-2958
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 1999 · Amount on Record
Deed SaleMar 9, 1999 · Amount on Record
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address620 CARPENTER ST, DELTA, CO 81416-2958
Transaction TypeMortgage
Record UpdatedMay 8, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number718183
DateApr 14, 2020
Instrument718183
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,189.00 (+16.68%)$17,473 (+13.38%) Land $3,125 Building $14,348$279,561 (+21.54%) Land $50,000 Building $229,561
2024$1,019.00 (+3.87%)$15,411 (-) Land $2,704 Building $12,707
2023$981.00 (+13.15%)$15,411 (+14.64%) Land $2,704 Building $12,707$230,015 (+18.92%) Land $40,351 Building $189,664
2022$867.00$13,443 Land $3,128 Building $10,315$193,412 Land $45,000 Building $148,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.8% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DELTA
serves 8,700 people · EPA ID CO0115205
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionFeb 2024
Also Mapped HereTRI COUNTY WCD

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber
6,000 / 6,000
Clearnetworx
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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