655 Carpenter St, Delta, CO 81416 Property Records

Delta County property record for 655 Carpenter St, Delta, CO 81416 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Oct 2019)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`R012983`

Property Details

APN / Parcel Number

Primary APN	`R012983`
Alternative APN	`345520210004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,056 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R012983
Street Address	655 CARPENTER ST
City	DELTA
State	CO
Zip	81416-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	655 CARPENTER ST DELTA 81416 S: 20 T: 15S R: 95W SUBDIVISION: YOUNG ESTATES LOT: 36 TOTAL AC 0.2+- YOUNG ESTATES LOT 36 1/45 INT OPEN SPACE (80 X 132.5) PT NW4NW4 SEC 20 T15S R95W 6PM BK 454 PG 1214 BK 480 PG 966 BK 483 PG 476 BK 541 PG 134 BK 556 PG
Legal Subdivision	YOUNG ESTATES
Legal Lot Number	36
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1012
Census Tract	964900

Owner

Source: Delta County records · APN R012983

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 CARPENTER ST, DELTA, CO 81416-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 22, 2019	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	2019714521
Prior Transfer Date	Apr 22, 2014
Prior Transfer Doc	0000673075
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	655 CARPENTER ST, DELTA, CO 81416-2957
Transaction Type	Mortgage
Record Updated	Oct 07, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CARPENTER ST, DELTA, CO 81416-2957

Mortgage

Document Number	733075
Date	Sep 29, 2021
Instrument	733075

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	DELTA, CO 81416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 22, 2019
Property Address	655 CARPENTER ST, DELTA, CO 81416-2957
Document Number	0000714521
Instrument Date	Oct 22, 2019
Instrument	714521
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$18.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 CARPENTER ST, DELTA, CO 81416-2957

Mortgage

Document Number	0000714522
Date	Oct 22, 2019
Instrument	714522

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+21.24%)	$15,191 (+17.87%) Land $3,125 Building $12,066	$243,048 (+26.35%) Land $50,000 Building $193,048
2024	$852.00 (+3.9%)	$12,888 (-) Land $2,605 Building $10,283
2023	$820.00 (+7.75%)	$12,888 (+9.21%) Land $2,605 Building $10,283	$192,366 (+13.29%) Land $38,883 Building $153,483
2022	$761.00	$11,801 Land $3,128 Building $8,673	$169,794 Land $45,000 Building $124,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Montrose Electric Association	Fiber	6,000 / 6,000
Clearnetworx	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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