Delta County property record for 650 Carpenter St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1980 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Aug 2021) |
| Tax Bill | $1,177 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2007 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R012976 |
| Primary APN | R012976 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,344 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | R012976 |
|---|---|
| Street Address | 650 CARPENTER ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 650 CARPENTER ST DELTA 81416 S: 20 T: 15S R: 95W SUBDIVISION: YOUNG ESTATES LOT: 30 TOTAL 0.3 AC +- YOUNG ESTATES /DELTA BLK LT 30 & 1/45 INT IN OPEN SPACE (80 X 144.6) SEC 20 T15S R95W 6PM BK 454 PG 1214 BK 483 PG 507 BK 488 PG 524 BK 538 PG 547 7-3 |
| Legal Subdivision | YOUNG ESTATES |
| Legal Lot Number | 30 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 964900 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 650 CARPENTER ST, DELTA, CO 81416-2958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 2, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 7, 2007 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Prior Sale | Sep 7, 2007 · Amount on Record |
| Deed Document Number | 2021731423 |
| Prior Transfer Date | Dec 9, 1988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 2, 2021 |
| Property Address | 650 CARPENTER ST, DELTA, CO 81416-2958 |
| Document Number | 731423 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 731423 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 650 CARPENTER ST, DELTA, CO 81416-2958 |
| Document Number | 731424 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 731424 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Number | 731425 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 731425 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 7, 2007 |
| Property Address | 650 CARPENTER ST, DELTA, CO 81416-2958 |
| Document Number | 0000618629 |
| Instrument Date | Sep 6, 2007 |
| Instrument | 618629 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FAHT |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 CARPENTER ST, DELTA, CO 81416-2958 |
| Document Number | 0000618630 |
|---|---|
| Date | Sep 7, 2007 |
| Instrument | 618630 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,177.00 (+26.56%) | $17,304 (+23.1%) Land $3,125 Building $14,179 | $276,870 (+31.96%) Land $50,000 Building $226,870 |
| 2024 | $930.00 (+4.03%) | $14,057 (-) Land $2,654 Building $11,403 | |
| 2023 | $894.00 (+10.64%) | $14,057 (+12.17%) Land $2,654 Building $11,403 | $209,812 (+16.37%) Land $39,615 Building $170,197 |
| 2022 | $808.00 | $12,532 Land $3,128 Building $9,404 | $180,304 Land $45,000 Building $135,304 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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