645 5th St, Chipley, FL 32428 Property Records

Washington County property record for 645 5th St, Chipley, FL 32428 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1996
Square Footage1,464 sqft Living Area
Lot Size14,941 sqft (0.343 acres)
OccupancyOwner Occupied
Last Sale$100 (2022)
Tax Bill$640.00 (2025)

Property Details

APN / Parcel Number

Primary APN000012720000
Alternative APNs
  • 00000000-00-1272-0000
  • 12720000

Interior

Full Baths1 Baths
Building Area1,464 sqft Living Area
Gross Area1,650 sqft Gross Area
1st Floor1,464 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlywood Interior Structure

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1996
Exterior MaterialAsbestos Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area14,941 sqft (0.343 acres)
Depth X Width170 ft x 88 ft Depth x Width
Porch Area186 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address645 5TH ST
CityCHIPLEY
StateFL
Zip32428-1432
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 859 P 340 BEG.400 S OF NWC OF LOT 5,BLK 17,RUN S.90.6,E.170,N.90.6W. 170 TO BEG,N1/2 OF NE1/4. 20 ESMT IN ORB 1088 P 333. ORB 1240 P 543
Legal Range13W
Legal Township04S
Legal Section04
Legal Block17
Legal Lot Number5
JurisdictionWASHINGTON FL
Minor Civil DivisionCHIPLEY
Census Blockgroup2
Census Block2013
Census Tract970103

Owner

Source: Washington County records · APN 000012720000

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 5TH ST, CHIPLEY, FL 32428-1432
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2022Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
GOODLEAP LLC
Jun 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2022 · Amount on Record
Deed SaleMay 03, 2022 · Amount on Record
Prior SaleAug 11, 2010 · Amount on Record
Deed Doc Number20223992
Deed Book / Page1240 / 543
Prior Transfer DateApr 25, 2022
Prior Transfer Doc0067003992
Record RefreshedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateMay 03, 2022
Property Address645 5TH ST, CHIPLEY, FL 32428-1432
Document Number0067003992
Book / Page1240 / 543
Instrument DateApr 25, 2022
Instrument202267003992
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address645 5TH ST, 645, CHIPLEY, FL 32428-1432

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 5TH ST, CHIPLEY, FL 32428-1432

Mortgage

Document Number0000000546
DateMay 03, 2022
Instrument1240/546
Lender
NameGOODLEAP LLC
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address645 5TH ST, CHIPLEY, FL 32428-1432
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 TH ST, CHIPLEY, FL 32428

Mortgage

Document Number0067004231
DateJun 07, 2021
Book Page1208/907
Instrument202167004231
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$640.00 (+4.58%) Homeowner's exemption$72,417 (+2.9%)$122,137 (+9.11%) Land $15,444 Building $106,693
2024$612.00 (+0.33%) Homeowner's exemption$70,376 (+3%)$111,943 (+8.38%) Land $15,444 Building $96,499
2023$610.00 (+0.99%) Homeowner's exemption$68,326 (+3%)$103,289 (+10.84%) Land $15,444 Building $87,845
2022$604.00 Homeowner's exemption$66,336$93,190 Land $13,385 Building $79,805

Flood & Wildfire

645 5th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 5th St

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