641 5th St, Chipley, FL 32428 Property Records

Washington County property record for 641 5th St, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage2,120 sqft Heated Area
Lot Size14,723 sqft (0.337 acres)
GarageMixed, 560 sqft
OccupancyOwner Occupied
Last Sale$82,000 (2016)
Tax Bill$1,078.00 (2025)

Property Details

APN / Parcel Number

Primary APN000012700000
Alternative APN
  • 12700000

Interior

Full Baths2 Baths
Building Area2,120 sqft Heated Area
Gross Area2,920 sqft Gross Area
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,723 sqft (0.337 acres)
Lot Width100 ft Width
Garage TypeMixed Garage
Garage Area560 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000012700000
Street Address641 5TH ST
CityCHIPLEY
StateFL
Zip32428-1432
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4 4 13 BEG.200' S. OF INTER. OF 5TH. ST. & 3RD.AVE,RUN E.150',S.100',W. 150',N.100' TO BEG, N1/2 OF NE1/4, ORB 1070 P 60
Legal Range13W
Legal Township04N
Legal Section04
Legal SubdivisionMORDT
Legal Block1270
Legal Lot Number0000
JurisdictionWASHINGTON FL
Minor Civil DivisionCHIPLEY
Census Blockgroup2
Census Block2013
Census Tract970103

Owner

Source: Washington County records · APN 000012700000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address641 5TH ST, CHIPLEY, FL 32428-1432
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MAGNOLIA BANK
Jun 13, 2017Loan Modification, Mortgage · Line of Credit
ONE SOUTH BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2016 · Amount on Record
Deed SaleSep 21, 2016 · Amount on Record
Prior SaleMay 12, 2011
Deed Doc Number201667005506
Deed Book / Page1070 / 060
Record RefreshedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address641 5TH ST, CHIPLEY, FL 32428-1432
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067008191
DateDec 01, 2017
Book Page1105/242
Instrument201767008191
Lender
NameMAGNOLIA BANK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWASHINGTON FL
Property Address641 5TH ST, CHIPLEY, FL 32428-1432
Document Number0067003881
Book / Page001092 / 000159
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedJun 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address524 HIGHWAY 90 CHIPLEY FL 324288796, CHIPLEY, FL 32428-8796

Mortgage

Document Number0067003881
DateJun 20, 2017
Book Page001092/000159
Instrument67003881
Lender
NameONE SOUTH BK
TypeBank
AddressCHIPLEY, FL 32428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 19, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,078.00 (+7.05%) Homeowner's exemption$95,874 (+2.9%)$161,621 (-0.83%) Land $15,000 Building $146,621
2024$1,007.00 (+4.57%) Homeowner's exemption$93,172 (+3%)$162,980 (+19.4%) Land $15,000 Building $147,980
2023$963.00 (+5.25%) Homeowner's exemption$90,458 (+3%)$136,500 (+10.61%) Land $15,000 Building $121,500
2022$915.00 Homeowner's exemption$87,823$123,410 Land $13,000 Building $110,410

Flood & Wildfire

641 5th St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 9th in Florida
Wildfire LikelihoodLow — about 1 in 4,167 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 5th St

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