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643 5th St, Chipley, FL 32428 Property Records

Washington County property record for 643 5th St, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2011
Square Footage1,283 sqft Heated Area
Lot Size14,897 sqft (0.341 acres)
OccupancyOwner Occupied
Last Sale$194,400 (2025)
Tax Bill$584.00 (2025)

Property Details

APN / Parcel Number

Primary APN000012710000
Alternative APN
  • 12710000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,283 sqft Heated Area
Gross Area1,969 sqft Gross Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area14,897 sqft (0.341 acres)
Depth X Width149 ft x 100 ft Depth x Width
Garage TypeFinished Garage
Garage Area220 sqft Garage
Patio Area458 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000012710000
Street Address643 5TH ST
CityCHIPLEY
StateFL
Zip32428-1432
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description4 4 13 ORB 1340 P 588, BEG. 300' S. OF NWC OF LOT 5, BLK 17,RUN S.100', E.150', N.100', W.150' TO BEG, N1/2 OF NE1/4.
Legal Range13W
Legal Township04N
Legal Section04
Legal SubdivisionTOWN/CHIPLEY
Legal Block17
Legal Lot Number5
JurisdictionWASHINGTON FL
Minor Civil DivisionCHIPLEY
Census Blockgroup2
Census Block2013
Census Tract970103

Owner

Source: Washington County records · APN 000012710000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address643 5TH ST, CHIPLEY, FL 32428-1432
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 28, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TYNDALL FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleMar 28, 2017 · Amount on Record
Deed Doc Number202567004516
Deed Book / Page1340 / 588
Record RefreshedJun 08, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 26, 2025
Property Address643 5TH ST, CHIPLEY, FL 32428-1432
Document Number0067004516
Book / Page1340 / 588
Instrument DateJun 25, 2025
Instrument202567004516
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyFLORIDA LAND TITLE & TR CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,360.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 5TH ST, CHIPLEY, FL 32428-1432

Mortgage

Document Number0000000000
DateJun 26, 2025
Instrument20-/590
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMar 28, 2017
Property Address643 5TH ST, CHIPLEY, FL 32428-1432
Document Number0067001785
Book / Page1084 / 999
Instrument DateMar 24, 2017
Instrument201767001785
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyFLORIDA LAND TITLE & TR CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address643 5TH ST, 643, CHIPLEY, FL 32428-1432

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 5TH ST, CHIPLEY, FL 32428-1432

Mortgage

Document Number0000000001
DateMar 28, 2017
Instrument1085/001
Lender
NameTYNDALL FCU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$584.00 (+4.1%) Homeowner's exemption$61,843 (+2.9%)$150,609 (+11.19%) Land $15,000 Building $135,609
2024$561.00 (+0.36%) Homeowner's exemption$60,100 (+3%)$135,452 (+19.22%) Land $15,000 Building $120,452
2023$559.00 (+1.08%) Homeowner's exemption$58,350 (+3%)$113,617 (+10.73%) Land $15,000 Building $98,617
2022$553.00 Homeowner's exemption$56,650$102,609 Land $13,000 Building $89,609

Flood & Wildfire

643 5th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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