632 5th St, Chipley, FL 32428 Property Records

Washington County property record for 632 5th St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,400 sqft · built 1999
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Dec 2020)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`000012620000`

Property Details

APN / Parcel Number

Primary APN	`000012620000`
Alternative APN	`12620000`

Interior

Full Baths	1 Bath
Building Area	2,400 sqft Heated Area
Gross Area	6,144 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	7 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
Lot Width	215 ft Width
Garage Type	Finished
Porch	Open Porch
Porch Area	2,560 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000012620000
Street Address	632 5TH ST
City	CHIPLEY
State	FL
Zip	32428-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1194 P 266 BEG. 124 1/2' N. OF SEC OF LOT 4, RUN W.143.3',N.15 1/2',W.18', NW 224.9',NE 150',TO 5TH. ST. S TO BEG.
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Block	17
Legal Lot Number	1,4
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2012
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	351 BLUE SAGE RD, PANAMA CITY BEACH, FL 32413-4701
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Nov 2, 2007
Deed Document Number	202067008788
Deed Book / Page	1194 / 266
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 23, 2020
Property Address	632 5TH ST, CHIPLEY, FL 32428-1428
Document Number	0067008788
Book / Page	001194 / 000266
Instrument Date	Dec 22, 2020
Instrument	67008788
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8715 SURF DR PANAMA CITY BEACH FL 324088708, PANAMA CITY BEACH, FL 32408-8708

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,604.00 (+1.81%)	$220,848 (-2.35%) Land $54,300 Building $166,548	$220,848 (-2.35%) Land $54,300 Building $166,548
2024	$4,522.00 (+8.18%)	$226,166 (+6.74%) Land $54,300 Building $171,866	$226,166 (+6.74%) Land $54,300 Building $171,866
2023	$4,180.00 (+9.6%)	$211,892 (+10.71%) Land $54,300 Building $157,592	$211,892 (+10.71%) Land $54,300 Building $157,592
2022	$3,814.00	$191,402 Land $47,060 Building $144,342	$191,402 Land $47,060 Building $144,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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