6444 Towncrest Ct W, Frederick, MD 21703 Property Records

Frederick County property record for 6444 Towncrest Ct W, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 2,156 sqft · built 1997
Lot Size0.057 acres (2,481 sqft)
OwnerIndividual Name on Record
Last Sale$269,900 (Aug 2018)
Tax Bill$4,019 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-455048

Property Details

APN / Parcel Number

Primary APN23-455048
Alternative APN
  • 455048

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,156 sqft Living Area
1st Floor Area748 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,481 sqft (0.057 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number455048
Street Address6444 TOWNCREST CT W
CityFREDERICK
StateMD
Zip21703-1842
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 198 PLAT 1 SEC 4 2,481 SQ. FT. HANNOVER
Legal SubdivisionHANNOVER
Legal Lot Number198
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2003
Census Tract751004

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6444 TOWNCREST CT W, FREDERICK, MD 21703-1842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Aug 8, 2018Grant Deed, Transfer · FHA Mortgage
GUARANTEED RATE
Jun 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2018 · Amount on Record
Deed SaleAug 8, 2018 · Amount on Record
Prior SaleMay 8, 2014 · Amount on Record
Deed Book / Page12560 / 87
Prior Transfer DateMay 2, 2017
Prior Transfer Doc0118800487
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6444 TOWNCREST CT W, FREDERICK, MD 21703-1842
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157230001
DateFeb 11, 2022
Book Page15723/1
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6444 TOWNCREST CT W, FREDERICK, MD 21703-1842
Document Number0139070397
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address6444 TOWNCREST CT W FREDERICK MD 217031842, FREDERICK, MD 21703-1842

Mortgage

Document Number0139070397
DateJul 21, 2020
Book Page013907/000397
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 8, 2018
Property Address6444 TOWNCREST CT W, FREDERICK, MD 21703-1842
Document Number0125600087
Book / Page012560 / 000087
Instrument DateJun 28, 2018
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyLIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$269.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address6444 TOWNCREST CT W FREDERICK MD 217031842, FREDERICK, MD 21703-1842

Mortgage

Document Number125600095
DateAug 8, 2018
Book Page012560/000095
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 7, 2048

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateJun 20, 2017
Property Address6444 TOWNCREST CT W, FREDERICK, MD 21703-1842
Document Number0118800487
Book / Page011880 / 000487
Instrument DateMay 2, 2017
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 S CALVERT ST BALTIMORE MD 212021326, BALTIMORE, MD 21202-1326

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$378,600 (+41.11%) Land $109,000 Building $269,600$378,600 (+41.11%) Land $109,000 Building $269,600
2025$4,019.00 (+24.35%)
2023$3,232.00$268,300 Land $82,000 Building $186,300$268,300 Land $82,000 Building $186,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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