Frederick County property record for 6440 Towncrest Ct W, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,156 sqft · built 1997 |
| Lot Size | 0.042 acres (1,826 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Dec 2009) |
| Tax Bill | $3,605 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-455056 |
| Primary APN | 23-455056 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,826 sqft (0.042 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 455056 |
|---|---|
| Street Address | 6440 TOWNCREST CT W |
| City | FREDERICK |
| State | MD |
| Zip | 21703-1842 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 199 PLAT 1 SEC 4 1,826 SQ. FT. HANNOVER |
| Legal Subdivision | HANNOVER 01 SEC 04 |
| Legal Lot Number | 199 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 751004 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6440 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2009 · Amount on Record |
| Deed Sale | Dec 30, 2009 · Amount on Record |
| Prior Sale | Feb 2, 2007 · Amount on Record |
| Deed Document Number | 20095774 |
| Deed Book / Page | 7651 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6440 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0125900389 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 12590/0389 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6440 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0154960004 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 15496/4 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6440 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Document Number | 0135810372 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6440 TOWNCREST CT W FREDERICK MD 217031842, FREDERICK, MD 21703-1842 |
| Document Number | 0135810372 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 013581/000372 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 9, 2045 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,200 (+43.82%) Land $112,000 Building $260,200 | $372,200 (+43.82%) Land $112,000 Building $260,200 | |
| 2025 | $3,605.00 (+15.51%) | ||
| 2023 | $3,121.00 Homeowner's exemption | $258,800 Land $79,000 Building $179,800 | $258,800 Land $79,000 Building $179,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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