Frederick County property record for 6436 Towncrest Ct W, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,168 sqft · built 1997 |
| Lot Size | 0.042 acres (1,826 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (Sep 2019) |
| Tax Bill | $3,540 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-455064 |
| Primary APN | 23-455064 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,168 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,826 sqft (0.042 acres) |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 455064 |
|---|---|
| Street Address | 6436 TOWNCREST CT W |
| City | FREDERICK |
| State | MD |
| Zip | 21703-1842 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 200 PLAT 1 SEC 4 1,826 SQ. FT. HANNOVER |
| Legal Subdivision | HANNOVER |
| Legal Lot Number | 200 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 751004 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6436 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Sep 23, 2019 | Trustee's Deed, Foreclosure · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | May 8, 1998 · Amount on Record |
| Deed Book / Page | 13227 / 11 |
| Prior Transfer Date | Sep 12, 2019 |
| Prior Transfer Doc | 0132270015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6436 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 6436 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Document Number | 0145730058 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 14573/58 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 23, 2019 |
| Property Address | 6436 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Document Number | 0132270011 |
| Book / Page | 13227 / 0011 |
| Map Reference | MB 56 PL 94 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 11, 2022 |
| Title Company | CLOSING DAY SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $642.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6436 TOWNCREST CT W, FREDERICK, MD 21703-1842 |
| Document Number | 0132270015 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 13227/0015 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,200 (+43.78%) Land $112,000 Building $253,200 | $365,200 (+43.78%) Land $112,000 Building $253,200 | |
| 2025 | $3,540.00 (+15.54%) | ||
| 2023 | $3,064.00 Homeowner's exemption | $254,000 Land $79,000 Building $175,000 | $254,000 Land $79,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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