6429 Towncrest Ct W, Frederick, MD 21703 Property Records

Frederick County property record for 6429 Towncrest Ct W, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,960 sqft · built 1997
Lot Size0.038 acres (1,660 sqft)
Owner2 Individual Names on File
Last Sale$113,900 (Mar 1998)
Tax Bill$3,707 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-454998

Property Details

APN / Parcel Number

Primary APN23-454998
Alternative APN
  • 454998

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,960 sqft Living Area
Gross Area2,150 sqft
1st Floor Area680 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,660 sqft (0.038 acres)
Garage TypeAttached
Garage Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number454998
Street Address6429 TOWNCREST CT W
CityFREDERICK
StateMD
Zip21703-1842
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 194 PLAT 1 SEC 4 1,660 SQ. FT. HANNOVER
Legal SubdivisionHANNOVER
Legal Lot Number194
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2011
Census Tract751004

Owner

6429 Towncrest Ct W, a townhouse, is owned and occupied by two individuals who bought it in March 1998.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address6429 TOWNCREST CT W, FREDERICK, MD 21703-1842
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 1998 · Amount on File
Deed SaleMar 9, 1998 · Amount on File
Deed Document Number19981315
Deed Book / Page2388 / 954
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6429 TOWNCREST CT W, FREDERICK, MD 21703-1842
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6429 TOWNCREST CT W, FREDERICK, MD 21703-1842

Mortgage

Document Number0157810423
DateMar 10, 2022
Book Page15781/423
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueFeb 25, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 6429 Towncrest Ct W was $3,707.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,600 Land $112,000 Building $217,600$329,600 Land $112,000 Building $217,600
2025$3,707.00
2023$2,776.00$229,400 Land $79,000 Building $150,400$229,400 Land $79,000 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6429 Towncrest Ct W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6429 Towncrest Ct W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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