644 River Dr, Munster, IN 46321 Property Records

Lake County property record for 644 River Dr, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,573 sqft · built 1962
Lot Size0.312 acres (13,622 sqft)
Owner2 Individual Names on Record
Tax Bill$3,798 (2024)
Flood ZoneZone X (reduced by levee)
APN007-18-28-0180-0059

Property Details

APN / Parcel Number

Primary APN007-18-28-0180-0059
Alternative APNs
  • 45-06-13-429-004.000-027
  • 182801800059

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,573 sqft Living Area
Basement Area1,573 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2000
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,622 sqft (0.312 acres)
Lot Dimensions98 ft deep x 139 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0180-0059
Old Parcel Number182801800059
Street Address644 RIVER DR
CityMUNSTER
StateIN
Zip46321-1239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGELAND PARK 1ST ADD TO MUNSTER ALL L.59
Legal SubdivisionRIDGELAND PARK 1ST ADD
Legal Lot Number59
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1001
Census Tract40302

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address644 RIVER DR, MUNSTER, IN 46321-1239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 1982
Deed SaleDec 6, 1982
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$349,800 (+20.95%) Land $86,400 Building $263,400$349,800 (+20.95%) Land $86,400 Building $263,400
2024$3,798.00 (+4.95%)
2023$289,200 (+6.13%) Land $60,700 Building $228,500$289,200 (+6.13%) Land $60,700 Building $228,500
2022$3,619.00 Homeowner's exemption$272,500 Land $60,700 Building $211,800$272,500 Land $60,700 Building $211,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2008–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number