Lake County property record for 637 River Dr, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1969 |
| Lot Size | 0.229 acres (10,017 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,530 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 007-18-28-0180-0110 |
| Primary APN | 007-18-28-0180-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Basement Area | 784 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,017 sqft (0.229 acres) |
| Lot Dimensions | 159 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0180-0110 |
|---|---|
| Old Parcel Number | 182801800110 |
| Street Address | 637 RIVER DR |
| City | MUNSTER |
| State | IN |
| Zip | 46321-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGELAND PARK 1ST ADD.TO MUNSTER ALL LOT 5 |
| Legal Subdivision | RIDGELAND PARK ADD 01 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40302 |
637 River Dr is owned and occupied by two individuals who acquired it in June 2018.
Source: Lake County records, as of March 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 RIVER DR, MUNSTER, IN 46321-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2018 |
| Deed Sale | Jun 18, 2018 |
| Prior Sale | Dec 21, 2016 |
| Deed Document Number | 2018 037822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 18, 2018 |
| Property Address | 637 RIVER DR, MUNSTER, IN 46321-1209 |
| Document Number | 0000037822 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 37822 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | FIRST TITLE INC/IN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 637 RIVER DR MUNSTER IN 463211209, MUNSTER, IN 46321-1209 |
| Document Number | 37823 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 37823 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $379,700 Land $72,900 Building $306,800 | $379,700 Land $72,900 Building $306,800 | |
| 2024 | $4,530.00 | ||
| 2023 | $342,900 (+5.18%) Land $50,000 Building $292,900 | $342,900 (+5.18%) Land $50,000 Building $292,900 | |
| 2022 | $4,332.00 Homeowner's exemption | $326,000 Land $50,000 Building $276,000 | $326,000 Land $50,000 Building $276,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 River Dr in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2008–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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