636 River Dr, Munster, IN 46321 Property Records

Lake County property record for 636 River Dr, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1961
Lot Size	0.25 acres (10,920 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Apr 2023)
Tax Bill	$3,902 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0180-0060`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0180-0060`
Alternative APNs	`45-06-13-429-001.000-027` `182801800060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Basement Area	1,716 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,920 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	945 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0180-0060
Old Parcel Number	182801800060
Street Address	636 RIVER DR
City	MUNSTER
State	IN
Zip	46321-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGELAND PARK 1ST ADD TO MUNSTER ALL L.60
Legal Subdivision	RIDGELAND PARK 1ST ADD
Legal Lot Number	60
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1001
Census Tract	40302

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	636 RIVER DR, MUNSTER, IN 46321-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	2023-511191
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 18, 2023
Property Address	636 RIVER DR, MUNSTER, IN 46321-1239
Document Number	0000011191
Map Reference	MB 31 PG 88
Instrument Date	Apr 12, 2023
Instrument	2023-511191
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 RIVER DR, MUNSTER, IN 46321-1239

Mortgage

Document Number	0000011192
Date	Apr 18, 2023
Instrument	2023-511192

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 28, 2020
Property Address	636 RIVER DR, MUNSTER, IN 46321-1239
Document Number	0000059721
Map Reference	MB 31 PG 88
Instrument Date	Aug 18, 2020
Instrument	2020 059721
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	636 RIVER DR, MUNSTER, IN 46321-1239

Mortgage

Document Number	0000059722
Date	Aug 28, 2020
Instrument	2020 059722

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$392,900 (+32.16%) Land $75,400 Building $317,500	$392,900 (+32.16%) Land $75,400 Building $317,500
2024	$3,902.00 (+5.72%)
2023		$297,300 (+6.41%) Land $54,800 Building $242,500	$297,300 (+6.41%) Land $54,800 Building $242,500
2022	$3,691.00 (-17.63%) Homeowner's exemption	$279,400 Land $54,800 Building $224,600	$279,400 Land $54,800 Building $224,600
2021	$4,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2008–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA, Verizon.

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