627 River Dr, Munster, IN 46321 Property Records

Lake County property record for 627 River Dr, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1957
Lot Size	0.272 acres (11,850 sqft)
Owner	Individual Name on Record
Last Sale	$194,900 (Oct 2017)
Tax Bill	$3,281 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0180-0003`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0180-0003`
Alternative APNs	`45-06-13-427-005.000-027` `182801800003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Basement Area	1,302 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,850 sqft (0.272 acres)
Lot Dimensions	150 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0180-0003
Old Parcel Number	182801800003
Street Address	627 RIVER DR
City	MUNSTER
State	IN
Zip	46321-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGELAND PARK 1ST ADD TO MUNSTER ALL L.3
Legal Subdivision	RIDGELAND PARK 1ST ADD
Legal Lot Number	3
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1000
Census Tract	40302

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	627 RIVER DR, MUNSTER, IN 46321-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit ILLIANA FINANCIAL CU
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit ILLIANA FINANCIAL CU
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	Sep 12, 2008
Deed Document Number	2017 067019
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	627 RIVER DR, MUNSTER, IN 46321-1209
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031284
Date	Aug 25, 2022
Instrument	2022-031284

Lender

Name	ILLIANA FINANCIAL CU
Type	Credit Union
Address	80409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	627 RIVER DR, MUNSTER, IN 46321-1209
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031284
Date	Aug 26, 2022
Instrument	2022-031284

Lender

Name	ILLIANA FINANCIAL CU
Type	Credit Union
Address	CALUMET CITY, IL 60409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 3, 2017
Property Address	627 RIVER DR, MUNSTER, IN 46321-1209
Document Number	0000067019
Map Reference	MB31 PG88
Instrument Date	Sep 21, 2017
Instrument	2017 067019
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 RIVER DR, MUNSTER, IN 46321-1209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067020
Date	Oct 3, 2017
Instrument	2017 067020

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$293,700 (+16.73%) Land $79,300 Building $214,400	$293,700 (+16.73%) Land $79,300 Building $214,400
2024	$3,281.00 (+4.32%)
2023		$251,600 (+5.45%) Land $57,200 Building $194,400	$251,600 (+5.45%) Land $57,200 Building $194,400
2022	$3,145.00 Homeowner's exemption	$238,600 Land $57,200 Building $181,400	$238,600 Land $57,200 Building $181,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2008–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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