644 E Main St, Lock Haven, PA 17745 Property Records

Clinton County property record for 644 E Main St, Lock Haven, PA 17745 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,386 sqft · built 1900
Lot Size0.182 acres (7,919 sqft)
OwnerIndividual Name on File
Tax Bill$4,293 (2026)
Deeds & MortgagesAug 2024 Line of Credit
Feb 2026 Mortgage
Flood ZoneZone X (reduced by levee)
APN19-9351

Property Details

APN / Parcel Number

Primary APN19-9351
Alternative APN
  • F-02-0021

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,386 sqft Living Area
Gross Area2,320 sqft
1st Floor Area693 sqft
Basement Area693 sqft
Unfinished Basement693 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialMetal
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,919 sqft (0.182 acres)
Lot Dimensions160 ft deep x 49 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric

Location & Zoning

Account NumberF -02-0021
Street Address644 E MAIN ST
CityLOCK HAVEN
StatePA
Zip17745-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED BOOK=2008 , DEED PAGE=483 ; PROPERTY DESCRIPTION 1 >21 & E POR OF 20 <; P
JurisdictionCLINTON PA
Township / Civil DivisionLOCK HAVEN
Census Block Group1
Census Block1017
Census Tract30600

Owner

Source: Clinton County records · APN 19-9351

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 E MAIN ST, LOCK HAVEN, PA 17745-1504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2024Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Feb 20, 2026Intrafamily Transfer, Transfer · FHA Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2026
Deed SaleFeb 20, 2026
Deed Document Number2026571
Prior Transfer DateFeb 05, 2026
Prior Transfer Doc0202600571
Record UpdatedJun 08, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address644 E MAIN ST, LOCK HAVEN, PA 17745-1504
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 E MAIN ST, LOCK HAVEN, PA 17745-1504

Mortgage

Document Number0202402656
DateAug 19, 2024
Instrument2024-02656
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressLOCK HAVEN, PA 17745
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLINTON PA
Recording DateFeb 20, 2026
Property Address644 E MAIN ST, LOCK HAVEN, PA 17745-1504
Document Number0202600571
Instrument DateFeb 04, 2026
Instrument2026-00571
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 E MAIN ST, LOCK HAVEN, PA 17745-1504

Mortgage

Document Number0202600572
DateFeb 20, 2026
Instrument2026-00572
Lender
NameM & T BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyClinton County
MunicipalityLock Haven City
Unified School DistrictKeystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,293.00 (+0.52%) Homeowner's exemption$83,900 (-) Land $17,000 Building $66,900
2025$4,271.00 (+69.22%)$83,900 (-) Land $17,000 Building $66,900
2023$2,524.00$83,900 Land $17,000 Building $66,900
2008$83,900 Land $17,000 Building $66,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (42035C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420350306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims16 (1979–1996)
Most Recent ClaimJan 1996, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
River Valley InternetFixed Wireless (unlicensed)100 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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